6431 Melrose Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 6431 Melrose Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,051 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$266,500 (Feb 2026)
Tax Bill	$5,278 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-0061-011-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0061-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6431 MELROSE DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MCCLELLAN MEADOWS 04, LOT 547
Legal Subdivision	MCCLELLAN MEADOWS 04
Legal Lot Number	547
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2008
Census Tract	7402

Owner

Source: Sacramento County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12855 FLORENCE LN, AUBURN, CA 95602-8898
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 11, 2026	Trustee's Deed, Foreclosure
Nov 20, 2020	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Book / Page	20260211 / 1214
Prior Transfer Date	Jul 24, 2007
Prior Transfer Doc	0000000740
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363

Mortgage

Document Number	0000000071
Date	Mar 9, 2023
Instrument	2023030900071

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363

Mortgage

Document Number	0000001430
Date	Dec 9, 2021
Instrument	2021120901430

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363

Mortgage

Document Number	0000001068
Date	Oct 30, 2024
Instrument	202410301068

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Dec 1, 2051

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 11, 2026
Property Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363
Document Number	0000001214
Map Reference	MB 33 MAP 38
Instrument Date	Feb 9, 2026
Instrument	202602111214
Transaction Type	Foreclosure
Record Updated	Feb 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12855 FLORENCE LN, AUBURN, CA 95602-8898

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2020
Property Address	6431 MELROSE DR, NORTH HIGHLANDS, CA 95660-4363
Document Number	2011200542
Instrument Date	Nov 19, 2020
Instrument	2011200542
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 MELROSE DR NORTH HIGHLANDS CA 956604363, NORTH HIGHLANDS, CA 95660-4363

Mortgage

Document Number	2011200543
Date	Nov 20, 2020
Instrument	2011200543

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,366 (+2%) Land $77,284 Building $266,082
2025	$5,278.00 (+41.81%) Homeowner's exemption	$336,634 (+4.04%) Land $75,769 Building $260,865
2024	$3,722.00 (-0.64%)
2023	$3,746.00 (+6.27%) Homeowner's exemption	$323,564 Land $72,828 Building $250,736
2022	$3,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	6 (1995–2000)
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Cal.net, Verizon.

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