6431 Emerald Dr, Waco, TX 76708 Property Records

McLennan County property record for 6431 Emerald Dr, Waco, TX 76708 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,218 sqft Living Area
Lot Size	6,900 sqft (0.158 acres)
Garage	Attached, 418 sqft
Occupancy	Owner Occupied
Tax Bill	$3,357.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`140398010060008`
Alternative APNs	`1403980100600080111` `103261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,218 sqft Living Area
Gross Area	1,636 sqft Gross Area
1st Floor	783 sqft 1st Floor
2nd Floor	435 sqft 2nd Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1986
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	6,900 sqft (0.158 acres)
Depth X Width	115 ft x 60 ft Depth x Width
Driveway	1 Driveway
Driveway Area	625 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	418 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	160 sqft Patio
Porch	Open Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	103261
Old Parcel Number	1403980100600080111
Street Address	6431 EMERALD DR
City	WACO
State	TX
Zip	76708-9715
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS LOT 15 BLOCK 2 ACRES .1584
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Minor Civil Division	WACO
Census Blockgroup	2
Census Block	2057
Census Tract	4104

Owner

Source: McLennan County records · APN 140398010060008

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6431 EMERALD DR, WACO, TX 76708-9715
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2019
Deed Sale	Feb 05, 2019
Prior Sale	Oct 27, 2014
Deed Doc Number	2019003840
Record Refreshed	Jun 07, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 05, 2019
Property Address	6431 EMERALD DR, WACO, TX 76708-9715
Document Number	0000003840
Instrument Date	Feb 04, 2019
Instrument	3840
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6431 EMERALD DR WACO TX 767089715, WACO, TX 76708-9715

Mortgage

Document Number	3841
Date	Feb 05, 2019
Instrument	3841

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 04, 2049

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,245 (+4.44%) Land $29,670 Building $238,190	$267,860 (+21.5%) Land $29,670 Building $238,190
2024	$3,357.00 (+14.03%)
2023		$220,460 Land $29,670 Building $190,790	$220,460 Land $29,670 Building $190,790
2022	$2,944.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 27% of Texas
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.