6423 Emerald Dr, Waco, TX 76708 Property Records

McLennan County property record for 6423 Emerald Dr, Waco, TX 76708 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 2020
Lot Size0.192 acres (8,372 sqft)
OwnerIndividual Name on File
Tax Bill$5,655 (2024)
Deeds & MortgagesJan 2025 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140398010062000

Property Details

APN / Parcel Number

Primary APN140398010062000
Alternative APNs
  • 1403980100620000101
  • 103263

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,242 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,372 sqft (0.192 acres)
Lot Dimensions102 ft deep x 45 ft wide
Garage TypeCarport
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number103263
Old Parcel Number1403980100620000101
Street Address6423 EMERALD DR
CityWACO
StateTX
Zip76708-9715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS LOT 17 BLOCK 2 ACRES .1922
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number17
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2057
Census Tract4104

Owner

Source: McLennan County records · APN 140398010062000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address109 E COLUMBUS ST, PENELOPE, TX 76676-3098
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2025Vendor's Lien, Transfer · Commercial Mortgage
POINTWEST BANK
Sep 11, 2020Deed of Trust, Mortgage
COMMUNITY BK&TR WACO TX
Dec 30, 2019Warranty Deed, Construction Loan · Construction Mortgage
COMMUNITY BK
Nov 13, 2018Warranty Deed, Transfer
COMMUNITY BK&TR WACO TX

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2025
Deed SaleJan 06, 2025
Deed Document Number2025000339
Record UpdatedJun 08, 2026

January 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 06, 2025
Property Address6423 EMERALD DR, WACO, TX 76708-9715
Document Number0000000339
Map ReferenceVOL 1515 PG 830
Instrument DateJan 03, 2025
Instrument2025000339
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E COLUMBUS ST, PENELOPE, TX 76676-3098
InvestorPossibly a Property Investor

Mortgage

Document Number0000000340
DateJan 06, 2025
Instrument2025000340
Lender
NamePOINTWEST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 03, 2030

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address6423 EMERALD DR, WACO, TX 76708-9715
Document Number0000033559
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4030 WACO TX 767080400, WACO, TX 76708-0400

Mortgage

Document Number0000033559
DateSep 22, 2020
Instrument33559
Lender
NameCOMMUNITY BK&TR WACO TX
TypeBank
AddressWACO, TX 76703-2303
Agreement
AmountAmount Recorded

December 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateDec 30, 2019
Property Address6423 EMERALD DR, WACO, TX 76708-9715
Document Number0000042935
Instrument DateDec 27, 2019
Instrument42935
Transaction TypeConstruction Loan
Record UpdatedJan 31, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4030 WACO TX 767080400, WACO, TX 76708-0400

Mortgage

Document Number42936
DateDec 30, 2019
Instrument42936
Lender
NameCOMMUNITY BK
TypeBank
AddressWACO, TX 76703-2303
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 13, 2018
Property Address6423 EMERALD DR, WACO, TX 76708-9715
Document Number0000039730
Instrument DateNov 08, 2018
Instrument39730
Transaction TypeTransfer
Record UpdatedApr 05, 2019
Title CompanyFIRST TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4030 WACO TX 767080400, WACO, TX 76708-0400

Mortgage

Document Number39731
DateNov 13, 2018
Instrument39731
Lender
NameCOMMUNITY BK&TR WACO TX
TypeBank
AddressWACO, TX 76703-2303
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictBosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$249,700 (+20.79%) Land $33,060 Building $216,640$249,700 (+20.79%) Land $33,060 Building $216,640
2024$5,655.00 (+13.17%)
2023$206,720 Land $33,060 Building $173,660$206,720 Land $33,060 Building $173,660
2022$4,997.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Nearby Flood Policies24 in force
18 of 24 on primary residences
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimMay 2024, river or lake flooding

Wildfire

Wildfire RiskModerate
above 52% of the US · above 27% of Texas
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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