6431 Bluff Dr, Minneapolis, MN 55438 Property Records

Hennepin County property record for 6431 Bluff Dr, Minneapolis, MN 55438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,572 sqft · built 1970
Lot Size	1.28 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$527,000 (Oct 2024)
Tax Bill	$6,620 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-115-21-43-0012`

Property Details

APN / Parcel Number

Primary APN	`05-115-21-43-0012`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	1,572 sqft
Basement Area	1,415 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,192 sqft
Lot Depth	340 ft Depth
View / Lot	River
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	272 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6431 BLUFF DR
City	MINNEAPOLIS
State	MN
Zip	55438-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 002 T MINNESOTA VALLEY VIEW ADDN LOT 7 BLK 2 AND THAT PART OF LOT 30 OF AUD SUB NO 165 LYING BETWEEN THE NLY AND SLY LINES OF SAID LOT 7 EXTENDED E100X340X215X375
Legal Range	21
Legal Township	115
Legal Section	05
Legal Quarter	43
Legal Subdivision	MINNESOTA VALLEY VIEW ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1016
Census Tract	25909

Owner

6431 Bluff Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6431 BLUFF DR, MINNEAPOLIS, MN 55438-2422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Affidavit of Death of Joint Tenant, Transfer
Mar 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Deed Document Number	20246101962
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0005810198
Record Updated	Oct 29, 2026

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HENNEPIN MN
Recording Date	Mar 5, 2021
Property Address	6431 BLUFF DR, BLOOMINGTON, MN 55438-2422
Document Number	0T05810197
Instrument Date	Feb 9, 2021
Instrument	T05810197
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 OLYMPIAD DR SE, PORT ORCHARD, WA 98366-8988

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Mar 5, 2021
Property Address	6431 BLUFF DR, BLOOMINGTON, MN 55438-2422
Document Number	0T05810198
Instrument Date	Feb 9, 2021
Instrument	T05810198
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3801 OLYMPIAD DR SE, PORT ORCHARD, WA 98366-8988

Tax Assessment & Valuation

The 2025 property tax bill for 6431 Bluff Dr was $6,620, down 1% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,620.00 (-1.03%)	$483,300 (-5.9%) Land $229,500 Building $253,800	$483,300 (-5.9%) Land $229,500 Building $253,800
2024	$6,689.00 (+19.94%)	$513,600 Land $256,800 Building $256,800	$513,600 Land $256,800 Building $256,800
2023	$5,577.00 Homeowner's exemption
2022		$475,700 Land $220,100 Building $255,600	$475,700 Land $220,100 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6431 Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6431 Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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