6420 Bluff Dr, Minneapolis, MN 55438 Property Records

Hennepin County property record for 6420 Bluff Dr, Minneapolis, MN 55438

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,376 sqft · built 1976
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jul 2026)
Tax Bill	$9,607 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-115-21-43-0005`

Property Details

APN / Parcel Number

Primary APN	`05-115-21-43-0005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	2,376 sqft
Basement Area	2,138 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 253 ft wide
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	124 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6420 BLUFF DR
City	MINNEAPOLIS
State	MN
Zip	55438-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 T MINNESOTA VALLEY VIEW ADDN SW 253X180X159
Legal Range	21
Legal Township	115
Legal Section	05
Legal Quarter	43
Legal Subdivision	MINNESOTA VALLEY VIEW ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1015
Census Tract	25909

Owner

6420 Bluff Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Hennepin County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6420 BLUFF DR, MINNEAPOLIS, MN 55438-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN INVTRS BK & MTG
Sep 10, 2020	Deed of Trust, Mortgage · Conventional with PMI CITYWORTH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	20266216344
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	0005734808
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 30, 2026
Property Address	6420 BLUFF DR, MINNEAPOLIS, MN 55438-2423
Document Number	0006216344
Instrument Date	Jul 21, 2026
Instrument	20266216344
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6420 BLUFF DR, MINNEAPOLIS, MN 55438-2423

Mortgage

Document Number	0006216344,
Date	Jul 30, 2026
Instrument	20266216344

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 22, 2021
Property Address	6420 BLUFF DR, BLOOMINGTON, MN 55438-2423
Document Number	0T05858995
Instrument Date	Jul 13, 2021
Instrument	T05858995
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,347.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6420 BLUFF DR, BLOOMINGTON, MN 55438-2423

Mortgage

Document Number	0T05858996
Date	Jul 22, 2021
Instrument	T05858996

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6420 BLUFF DR, BLOOMINGTON, MN 55438-2423
Document Number	0005760473
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6420 BLUFF DR BLOOMINGTON MN 554382423, BLOOMINGTON, MN 55438-2423

Mortgage

Document Number	0005760473
Date	Oct 21, 2020
Instrument	5760473

Lender

Name	AMERICAN INVTRS BK & MTG
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 20, 2040

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6420 BLUFF DR, BLOOMINGTON, MN 55438-2423
Document Number	0005747389
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6420 BLUFF DR BLOOMINGTON MN 554382423, BLOOMINGTON, MN 55438-2423

Mortgage

Document Number	0005747389
Date	Sep 17, 2020
Instrument	5747389

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6420 Bluff Dr was $9,607, up 4.4% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,607.00 (+4.36%)	$662,200 (-1.65%) Land $166,400 Building $495,800	$662,200 (-1.65%) Land $166,400 Building $495,800
2024	$9,206.00 (+5.27%)	$673,300 Land $172,500 Building $500,800	$673,300 Land $172,500 Building $500,800
2023	$8,745.00
2022		$703,100 Land $203,800 Building $499,300	$703,100 Land $203,800 Building $499,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6420 Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6420 Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband, T-Mobile.

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