6430 Waterfall Ct, Orangevale, CA 95662 Property Records

Sacramento County property record for 6430 Waterfall Ct, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,134 sqft · built 1980
Lot Size	0.248 acres (10,815 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Aug 2003)
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`261-0440-080-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0440-080-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
1st Floor Area	1,119 sqft
2nd Floor Area	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,815 sqft (0.248 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Pool Area	12,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6430 WATERFALL CT
City	ORANGEVALE
State	CA
Zip	95662-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (PD)
Legal Description	LOT 104 OF PLAT OF WOODLAKE HILLS SUB TOGETHER WITH POR OF LOT A OF THE SD SUB LYING WESTERLY OF THE SOUTHWESTERLY EXTENTION
Legal Subdivision	WOODLAKE HILLS
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	8144

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Jun 5, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2003 · Amount on Record
Deed Sale	Aug 29, 2003 · Amount on Record
Deed Book / Page	20030829 / 2622
Last Transfer Date	May 31, 2018
Transfer Doc	6050000001232
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718

Mortgage

Document Number	0000001057
Date	Feb 14, 2022
Instrument	2022021401057

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2377 GOLD MEADOW WAY 100, 100, GOLD RIVER, CA 95670-4444

Mortgage

Document Number	0000000635
Date	Sep 20, 2021
Instrument	2021092000635

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2377 GOLD MEADOW WAY 100, 100, GOLD RIVER, CA 95670-4444

Mortgage

Document Number	2021092000635
Date	Sep 20, 2021
Instrument	2021092000635

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 5, 2018
Property Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718
Document Number	1806051232
Instrument Date	May 31, 2018
Instrument	1806051232
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6430 WATERFALL CT ORANGEVALE CA 956623718, ORANGEVALE, CA 95662-3718

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6430 WATERFALL CT, ORANGEVALE, CA 95662-3718
Document Number	1806051233
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6430 WATERFALL CT ORANGEVALE CA 956623718, ORANGEVALE, CA 95662-3718

Mortgage

Document Number	1806051233
Date	Jun 5, 2018
Instrument	1806051233

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,958 (+2%) Land $87,045 Building $434,913
2025	$6,064.00 (+0.98%) Homeowner's exemption	$511,725 (+4.04%) Land $85,339 Building $426,386
2024	$6,005.00 (+2.61%)
2023	$5,852.00 (+0.53%) Homeowner's exemption	$491,856 Land $82,026 Building $409,830
2022	$5,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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