Santa Rosa County property record for 6430 Sycamore St, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 2017 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2023) |
| Tax Bill | $1,845 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2N-28-1270-00300-0100 |
| Primary APN | 21-2N-28-1270-00300-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,246 sqft Heated Area |
| Gross Area | 1,962 sqft |
| 1st Floor Area | 1,729 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 2,000 ft deep x 700 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 133 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212N281270003000100 |
|---|---|
| Street Address | 6430 SYCAMORE ST |
| City | MILTON |
| State | FL |
| Zip | 32570-6570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOREST GROVE S 68 FT OF LOT 10 & TH N 2 FT OF LOT 11 BLK 3 ALL AS DES IN OR 4424 PG 19 |
| Legal Range | 28W |
| Legal Township | 02N |
| Legal Section | 21 |
| Legal Subdivision | FOREST |
| Legal Block | 3 |
| Legal Lot Number | 10-11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10506 |
6430 Sycamore St is owned and occupied by an individual who bought it in August 2023.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANPAL LLC |
| Oct 6, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 3, 2017 | Warranty Deed, Transfer · Construction Mortgage LARRY SUTTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on File |
| Deed Sale | Aug 11, 2023 · Amount on File |
| Prior Sale | Apr 30, 2020 · Amount on File |
| Deed Document Number | 202336510 |
| Deed Book / Page | 4424 / 19 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0044240019 |
| Book / Page | 4424 / 19 |
| Map Reference | MB A PG 96 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 202336510 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8029 MALONE RD, MILTON, FL 32570-6252 |
| Name | Verified Name |
|---|---|
| Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0000442420 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 4424/20 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0044240034 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 4424/34 |
| Instrument | 202336512 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0041961662 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 4196/1662 |
| Instrument | 202170525 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 30, 2020 |
| Property Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0039450448 |
| Book / Page | 3945 / 448 |
| Map Reference | MB A PG 96 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 202020402 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Tax | $272.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0003945454 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 3945/454 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 6, 2017 |
| Property Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0036672098 |
| Book / Page | 3667 / 2098 |
| Map Reference | MB A PG96 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 201741792 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | GUARNTEE TOTLE OF NORTHWEST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $898.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4011 PACE RD, 4011, MILTON, FL 32571-1123 |
| Name | Verified Name |
|---|---|
| Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0201741795 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 201741795 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 3, 2017 |
| Property Address | 6430 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0035880804 |
| Book / Page | 003588 / 000804 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 161 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3806 HIGHWAY 90 PACE FL 325711014, PACE, FL 32571-1014 |
| Document Number | 35880807, |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 003588/000807 |
| Instrument | 162 |
| Name | LARRY SUTTON |
|---|---|
| Address | 4713 CRAIG ST, MILTON, FL 32583-1670 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 2, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,845.00 (+42.47%) Homeowner's exemption | $190,735 (+35.49%) Land $19,500 Building $171,235 | $190,735 (+1.77%) Land $19,500 Building $171,235 |
| 2023 | $1,295.00 (+2.7%) Homeowner's exemption | $140,775 (+3%) | $187,410 (+5.98%) Land $17,500 Building $169,910 |
| 2022 | $1,261.00 Homeowner's exemption | $136,675 | $176,827 Land $16,000 Building $160,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6430 Sycamore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6430 Sycamore St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures