Santa Rosa County property record for 6428 Sycamore St, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,107 sqft · built 1988 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (May 2006) |
| Tax Bill | $504 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2N-28-1270-00300-0110 |
| Primary APN | 21-2N-28-1270-00300-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Gross Area | 1,557 sqft |
| 1st Floor Area | 1,107 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,386 sqft (0.468 acres) |
| Lot Dimensions | 200 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6428 SYCAMORE ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOREST GROVE LOT 11 BLK 3 AS DES IN OR 1796 PG 231 LESS THE NORTH 2 FT AS DES IN OR 2604 PG 840 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 21 |
| Legal Subdivision | FOREST GROVE |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10506 |
6428 Sycamore St is owned and occupied by an individual who bought it in May 2006.
Source: Santa Rosa County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6428 SYCAMORE ST, MILTON, FL 32570-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit PEN AIR FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2006 · Amount on File |
| Deed Sale | May 22, 2006 · Amount on File |
| Prior Sale | Dec 2, 1999 · Amount on File |
| Deed Document Number | 200628785 |
| Deed Book / Page | 2604 / 839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 6428 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0000018081 |
| Book / Page | 4731 / 336 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202618081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6428 SYCAMORE ST, MILTON, FL 32570-6570 |
| Document Number | 0000018081, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 4731/336 |
| Instrument | 202618081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6428 SYCAMORE ST, MILTON, FL 32570-6570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037192038 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 3719/2038 |
| Instrument | 201815409 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,409 (+2.9%) | $146,811 (+10.49%) Land $30,000 Building $116,811 | |
| 2024 | $504.00 (+1.2%) Homeowner's exemption | $70,368 (+3%) | $132,870 (+2.66%) Land $19,500 Building $113,370 |
| 2023 | $498.00 (+1.22%) Homeowner's exemption | $68,318 (+3%) | $129,423 (+6.31%) Land $17,500 Building $111,923 |
| 2022 | $492.00 Homeowner's exemption | $66,328 | $121,737 Land $16,000 Building $105,737 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6428 Sycamore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6428 Sycamore St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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