6430 3rd St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6430 3rd St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details1 ba · 966 sqft · built 1958
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$161,000 (Jun 2015)
Tax Bill$2,221 (2025)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-087573

Property Details

APN / Parcel Number

Primary APN03-087573
Alternative APNs
  • 3087573
  • 087573

Interior

Full Baths1 Bath
Stories1 Story
Building Area966 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number087573
Street Address6430 3RD ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 11-13 BLK 23 SUMMER CITY
Legal SubdivisionSUMMER CITY
Legal Block23
Legal Lot Number11-13
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2004
Census Tract860402

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6430 3RD ST, CHESAPEAKE BEACH, MD 20732-4146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2015 · Amount on Record
Deed SaleJun 4, 2015 · Amount on Record
Prior SaleJan 23, 2015 · Amount on Record
Deed Book / Page4577 / 318
Record UpdatedOct 29, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address6430 3RD ST, CHESAPEAKE BEACH, MD 20732-4146
Document Number0052500284
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6430 3RD ST CHESAPEAKE BEACH MD 207324146, CHESAPEAKE BEACH, MD 20732-4146

Mortgage

Document Number0052500284
DateSep 11, 2018
Book Page005250/000284
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,233 (+10.96%)$194,100 (+4.75%) Land $75,000 Building $119,100
2025$2,221.00 (+26.05%)
2023$1,762.00 Homeowner's exemption$169,633$185,300 Land $75,000 Building $110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

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