6414 3rd St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6414 3rd St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1950
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2022)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-038025`

Property Details

APN / Parcel Number

Primary APN	`03-038025`
Alternative APNs	`3038025` `038025`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Porch	Porch
Porch Area	240 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	038025
Street Address	6414 3RD ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 17R BLK 23 SUMMER CITY
Legal Subdivision	RANDLE CLIFFS BEACH
Legal Block	23
Legal Lot Number	17R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2004
Census Tract	860402

Owner

6414 3rd St is owned and occupied by an individual who bought it in October 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6414 3RD ST, CHESAPEAKE BEACH, MD 20732-4146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Nov 6, 2008 · Amount on File
Deed Book / Page	6356 / 225
Prior Transfer Date	Nov 7, 2017
Prior Transfer Doc	0051040265
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 11, 2022
Property Address	6414 3RD ST, CHESAPEAKE BEACH, MD 20732-4146
Document Number	0063560225
Book / Page	6356 / 225
Map Reference	MB ABE 611 PG 208
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6414 3RD ST, CHESAPEAKE BEACH, MD 20732-4146

Mortgage

Document Number	0006356234
Date	Oct 11, 2022
Instrument	6356/234

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6414 3rd St was $2,973.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,400 (+2.12%)	$271,200 (+6.35%) Land $80,000 Building $191,200
2025	$2,973.00	$255,000 Land $80,000 Building $175,000	$255,000 Land $80,000 Building $175,000
2023	$2,387.00	$229,800	$255,000 Land $80,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6414 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6414 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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