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643 Zipperer Rd, Guyton, GA 31312 Property Records

Effingham County property record for 643 Zipperer Rd, Guyton, GA 31312 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage2,369 sqft Heated Area
Lot Size261,360 sqft (6 acres)
Garage928 sqft
OccupancyOwner Occupied
Last Sale$720,000 (2024)
Tax Bill$7,742.00 (2025)

Property Details

APN / Parcel Number

Primary APN03960-001-000
Alternative APNs
  • 00800004E00
  • 03960001
  • 12160

Interior

Full Baths3 Baths
Building Area2,369 sqft Heated Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialVinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialFiberglass Roof
Lot Area261,360 sqft (6 acres)
Garage Area928 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Deck Area624 sqft Deck
Porch Area1,689 sqft Porch
Pole Structure1,092 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number12160
Street Address643 ZIPPERER RD
CityGUYTON
StateGA
Zip31312-6851
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description6.00 AC
JurisdictionEFFINGHAM GA
Minor Civil DivisionRINCON
Census Blockgroup2
Census Block2000
Census Tract30301

Owner

Source: Effingham County records · APN 03960-001-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 ZIPPERER RD, GUYTON, GA 31312-6851
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage
NEW AMERICAN FUNDING
Dec 11, 2025Deed of Trust, Mortgage
DEEPHAVEN MORTGAGE
Sep 22, 2023Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleSep 22, 2023
Deed Book / Page2912 / 223
Prior Transfer DateSep 06, 2023
Prior Transfer Doc002872/107
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Recording DateJul 02, 2026
Property Address643 ZIPPERER RD, GUYTON, GA 31312-6851
Document Number3054000703
Book / Page3054 / 703
Instrument DateJul 02, 2026
Transaction TypeMortgage
Record UpdatedJul 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 ZIPPERER RD, GUYTON, GA 31312-6851

Mortgage

Document Number3054000703,
DateJul 02, 2026
Book Page3054/703
Lender
NameNEW AMERICAN FUNDING
Agreement
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate6.48%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address643 ZIPPERER RD, GUYTON, GA 31312-6851
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 ZIPPERER RD, GUYTON, GA 31312-6851

Mortgage

Document Number0000003013/0000000007
DateDec 11, 2025
Book Page0000003013/0000000007
Lender
NameDEEPHAVEN MORTGAGE
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEFFINGHAM GA
Recording DateSep 22, 2023
Property Address643 ZIPPERER RD, GUYTON, GA 31312-6851
Document Number002872/107
Book / Page2872 / 107
Instrument DateSep 06, 2023
InstrumentD2023007868
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address643 ZIPPERER RD, GUYTON, GA 31312-6851

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,742.00 (+54.65%) Homeowner's exemption$282,298 (+37.79%) Land $93,225 Building $189,073$705,745 (+37.79%) Land $233,063 Building $472,682
2024$5,006.00 (+34.57%) Homeowner's exemption$204,871 (+17.15%) Land $63,057 Building $141,814$512,179 (+17.15%) Land $157,643 Building $354,536
2023$3,720.00 (-9.99%) Homeowner's exemption$174,880 (+24.57%) Land $63,057 Building $111,822$437,199 (+24.57%) Land $157,643 Building $279,556
2022$4,133.00 Homeowner's exemption$140,386 Land $28,564 Building $111,822$350,965 Land $71,409 Building $279,556

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 46% of the US · above 47% of Georgia
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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