Effingham County property record for 556 Zipperer Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,882 sqft · built 1997 |
| Lot Size | 5.14 acres (223,898 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $29,000 (May 1996) |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0396A-003-000 |
| Primary APN | 0396A-003-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,882 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 223,898 sqft (5.14 acres) |
| Garage Area | 462 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 439 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Utility Building | 100 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12235 |
|---|---|
| Street Address | 556 ZIPPERER RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 5.14 AC LOT 3 |
| Legal Subdivision | LOVETT |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 556 ZIPPERER RD, GUYTON, GA 31312-6834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 1996 · Amount on Record |
| Deed Sale | May 24, 1996 · Amount on Record |
| Deed Book / Page | 408 / 473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 556 ZIPPERER RD, GUYTON, GA 31312-6834 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002460/224 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 2460/224 |
| Instrument | 002896 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2043 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,750 (-) Land $83,629 Building $88,121 | $429,374 (-) Land $209,072 Building $220,302 | |
| 2025 | $4,196.00 (+34.01%) Homeowner's exemption | $171,750 (+63.62%) Land $83,629 Building $88,121 | $429,374 (+63.62%) Land $209,072 Building $220,302 |
| 2023 | $3,131.00 (-4.34%) Homeowner's exemption | $104,966 (-) Land $32,511 Building $72,455 | |
| 2022 | $3,273.00 Homeowner's exemption | $104,966 Land $32,511 Building $72,455 | $262,414 Land $81,277 Building $181,137 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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