643 Worcester Rd, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 643 Worcester Rd, Lexington, KY 40503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,520 sqft · built 1968
Lot Size0.235 acres (10,258 sqft)
Owner2 Individual Names on Record
Last Sale$251,500 (Feb 2022)
Tax Bill$3,146 (2026)
Deeds & MortgagesJul 2022 Mortgage
Mar 2022 Sale
APN24469100

Property Details

APN / Parcel Number

Primary APN24469100

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Basement Area1,052 sqft
Finished Basement1,052 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Lot Area10,258 sqft (0.235 acres)
Lot Width91 ft Width
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address643 WORCESTER RD
CityLEXINGTON
StateKY
Zip40503-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionC-646 MONTICELLO LOT 1; BOOK: 1692 PAGE: 351
Legal SubdivisionMONTICELLO
Legal BlockB
Legal Lot Number1
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group1
Census Block1040
Census Tract4204

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 23073, LEXINGTON, KY 40523-3073
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Mar 8, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2022 · Amount on Record
Deed SaleFeb 21, 2022 · Amount on Record
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address643 WORCESTER RD, LEXINGTON, KY 40503-3519
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000480/182
DateJul 15, 2022
Book Page0480/182
Lender
NameUNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Agreement
AmountAmount Recorded

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMar 8, 2022
Property Address643 WORCESTER RD, LEXINGTON, KY 40503-3519
Document Number003922/009
Book / Page3922 / 009
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,146.00 (+1.91%)$251,500 (-)$251,500 (-)
2025$3,087.00$251,500 (-)$251,500 (-)
2023$3,087.00$251,500$251,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2006–2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20

May also be available: AT&T.

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