635 Worcester Rd, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 635 Worcester Rd, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,632 sqft · built 1965
Lot Size	0.224 acres (9,749 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2019)
Tax Bill	$2,999 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2019 Mortgage + 3 more
APN	`21791200`

Property Details

APN / Parcel Number

Primary APN	`21791200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,632 sqft Living Area
Basement Area	816 sqft
Finished Basement	700 sqft
Unfinished Basement	116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,749 sqft (0.224 acres)
Lot Width	75.5 ft Width
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	635 WORCESTER RD
City	LEXINGTON
State	KY
Zip	40503-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	C-646 MONTICELLO LOT 3; BOOK: 3656 PAGE: 573
Legal Subdivision	MONTICELLO
Legal Block	B
Legal Lot Number	3
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	1
Census Block	1040
Census Tract	4204

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	635 WORCESTER RD, LEXINGTON, KY 40503-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Mar 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUNTINGTON NATL BK
Jun 23, 2022	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Mar 27, 2019	Deed, Transfer
Oct 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Book / Page	3656 / 573
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	635 WORCESTER RD, LEXINGTON, KY 40503-3519
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB11112/159
Date	Dec 1, 2025
Book Page	MB 11112/159
Instrument	202512010094

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	635 WORCESTER RD, LEXINGTON, KY 40503-3519
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009285/037
Date	Mar 27, 2019
Book Page	9285/037

Lender

Name	HUNTINGTON NATL BK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	635 WORCESTER RD, LEXINGTON, KY 40503-3519
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000465/098
Date	Jun 23, 2022
Book Page	0465/098

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN

Agreement

Amount	Amount Recorded

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 27, 2019
Property Address	635 WORCESTER RD, LEXINGTON, KY 40503-3519
Document Number	003656/573
Book / Page	3656 / 573
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 2, 2018
Property Address	635 WORCESTER RD, LEXINGTON, KY 40503-3519
Document Number	003619/091
Book / Page	3619 / 091
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,999.00 (+1.9%)	$239,800 (-)	$239,800 (-)
2025	$2,943.00 (+22.98%)	$239,800 (+22.97%)	$239,800 (+22.97%)
2023	$2,393.00	$195,000	$195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2006–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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