643 Windswept Ridge Ln, Corolla, NC 27927 Property Records

Currituck County property record for 643 Windswept Ridge Ln, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,172 sqft · built 2020
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$532,600 (Jul 2021)
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9944-04-3797`

Property Details

APN / Parcel Number

Primary APN	`9944-04-3797`
Alternative APNs	`117A00004510000` `000160281` `9944-04`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Lot Area	11,326 sqft (0.26 acres)
Pool Area	312 sqft
Patio Area	746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000160281
Street Address	643 WINDSWEPT RIDGE LN
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 451 THE CURRITUCK CLUB PH 8A SEC1 (Q/198)
Legal Subdivision	CURRITUCK CLUB
Legal Phase	8A
Legal Lot Number	451
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

643 Windswept Ridge Ln is owned by an individual who bought it in July 2021.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7214 ENGLISH PRIDE DR, TRINITY, NC 27370-7271
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed, Transfer · Conventional Mortgage US BANK NA
Oct 23, 2020	Grant Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	0001638880
Deed Book / Page	1638 / 880
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 21, 2021
Property Address	643 WINDSWEPT RIDGE CT, COROLLA, NC 27927
Document Number	0016380880
Book / Page	1638 / 880
Map Reference	CAB Q SL 198&199
Instrument Date	Jul 20, 2021
Instrument	366923
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 INGE DR, MANTEO, NC 27954-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7214 ENGLISH PRIDE DR, TRINITY, NC 27370-7271

Mortgage

Document Number	0000366924
Date	Jul 21, 2021
Instrument	366924

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 23, 2020
Property Address	643 WINDSWEPT RIDGE CT, COROLLA, NC 27927
Document Number	0015700667
Book / Page	001570 / 000667
Instrument Date	Oct 21, 2020
Instrument	356538
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 INGE DR MANTEO NC 279549650, MANTEO, NC 27954-9650

Mortgage

Document Number	15700670
Date	Oct 23, 2020
Book Page	001570/000670
Instrument	356539

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SMITHFIELD, NC 27577-1457

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 643 Windswept Ridge Ln was $4,141, up % from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,141.00 (+0.05%)	$502,300 (-) Land $95,000 Building $407,300
2024	$4,139.00 (+12.14%)	$502,300 (-) Land $95,000 Building $407,300
2023	$3,691.00 (+19.03%)	$502,300 (-) Land $95,000 Building $407,300	$502,300 (-) Land $95,000 Building $407,300
2022	$3,101.00	$502,300 Land $95,000 Building $407,300	$502,300 (-) Land $95,000 Building $407,300
2021			$502,300 Land $95,000 Building $407,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Windswept Ridge Ln in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Windswept Ridge Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windswept Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures