641 Windswept Ridge Ln, Corolla, NC 27927 Property Records

Currituck County property record for 641 Windswept Ridge Ln, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,074 sqft · built 2022
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$852,000 (Dec 2025)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9944-04-3853`

Property Details

APN / Parcel Number

Primary APN	`9944-04-3853`
Alternative APNs	`117A00004500000` `000152331` `000165432` `9944-04`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,074 sqft Living Area

Exterior

Year Built	Built 2022
Architectural Style	Contemporary
Exterior Material	Other
Foundation Type	Pile
Lot Area	8,276 sqft (0.189 acres)
Pool Area	198 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000165432
Street Address	641 WINDSWEPT RIDGE LN
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 450 THE CURRITUCK CLUB PH 8A SEC1 (Q/198)
Legal Subdivision	CURRITUCK CLUB
Legal Phase	8A
Legal Lot Number	450
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

641 Windswept Ridge Ln is owned by an individual who bought it in December 2025.

Source: Currituck County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1233 ANNIN ST, PHILADELPHIA, PA 19147-4515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 23, 2022	Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Nov 10, 2021	Deed, Transfer · Line of Credit BUILDER FINANCE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	399691
Deed Book / Page	1836 / 236
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 18, 2025
Property Address	641 WINDSWEPT RIDGE LN, COROLLA, NC 27927
Document Number	0018360236
Book / Page	1836 / 236
Map Reference	CAB Q SL 198&199
Instrument Date	Dec 4, 2025
Instrument	399691
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 LANCASTER PL, HILTON HEAD ISLAND, SC 29926-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 ANNIN ST, PHILADELPHIA, PA 19147-4515

Mortgage

Document Number	0000399692
Date	Dec 18, 2025
Instrument	399692

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 23, 2022
Property Address	641 WINDSWEPT RIDGE CT, COROLLA, NC 27927
Document Number	0017110250
Book / Page	1711 / 250
Map Reference	CAB Q SL 198&199
Instrument Date	Sep 20, 2022
Instrument	378877
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 INGE DR, MANTEO, NC 27954-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12906 BRAFFERTON CT, HERNDON, VA 20171-2967

Mortgage

Document Number	0000378878
Date	Sep 23, 2022
Instrument	378878

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 10, 2021
Property Address	641 WINDSWEPT RIDGE CT, COROLLA, NC 27927
Document Number	0016620352
Book / Page	1662 / 352
Map Reference	CAB Q SL 198&199
Instrument Date	Nov 1, 2021
Instrument	370582
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1908, ROCKY MOUNT, NC 27802-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 INGE DR, MANTEO, NC 27954-9650

Mortgage

Document Number	0000370583
Date	Nov 10, 2021
Instrument	370583

Lender

Name	BUILDER FINANCE GROUP LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 641 Windswept Ridge Ln was $3,784, up 0.4% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+0.42%)	$471,700 (-) Land $95,000 Building $376,700
2024	$3,768.00 (+28.86%)	$471,700 (-) Land $95,000 Building $376,700
2023	$2,924.00 (+504.13%)	$471,700 (+396.53%) Land $95,000 Building $376,700	$471,700 (+396.53%) Land $95,000 Building $376,700
2022	$484.00	$95,000 Land $95,000	$95,000 (-79.86%) Land $95,000
2021			$471,700 Land $95,000 Building $376,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 641 Windswept Ridge Ln in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Windswept Ridge Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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