643 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 643 Villa St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,494 sqft · built 1900
Lot Size	0.11 acres (4,776 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Feb 2003)
Tax Bill	$5,529 (2025)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-24-226-010`

Property Details

APN / Parcel Number

Primary APN	`06-24-226-010`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,494 sqft Living Area
Gross Area	3,741 sqft
Basement Area	1,247 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	4,776 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	643 VILLA ST
City	ELGIN
State	IL
Zip	60120-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION OF BLOCK 10 OF SHERMANS ADDN NORTH 96 FT ON WEST LINE & 84 FT ON EAST LINE COUNTY CLERKS SUB A LOTS 1 & 2 BLOCK 7
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	10
Legal Lot Number	1-2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-226-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 VILLA ST, ELGIN, IL 60120-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Prior Sale	Oct 16, 2002
Deed Document Number	200334653
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 21, 2022
Property Address	643 VILLA ST, ELGIN, IL 60120-6719
Document Number	0000015590
Instrument Date	Feb 21, 2022
Instrument	2022K015590
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 VILLA ST, 643, ELGIN, IL 60120-6719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 VILLA ST, ELGIN, IL 60120-6719

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,529.00 (-12.47%)
2024		$20,365 (-72.05%) Land $17,044 Building $3,321	$61,119 (-72.04%) Land $51,152 Building $9,967
2022	$6,317.00 (+3.95%)	$72,861 (+6.96%) Land $14,040 Building $58,821	$218,583 (+6.96%) Land $42,120 Building $176,463
2021	$6,077.00	$68,119 Land $13,126 Building $54,993	$204,357 Land $39,378 Building $164,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.