643 Taylor St, Monterey, CA 93940 Property Records

Monterey County property record for 643 Taylor St, Monterey, CA 93940 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1945
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$790,000 (Dec 2025)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-202-026-000`

Property Details

APN / Parcel Number

Primary APN	`001-202-026-000`
Alternative APN	`001-202-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	5,500 sqft (0.126 acres)
Garage Area	248 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-202-026
Street Address	643 TAYLOR ST
City	MONTEREY
State	CA
Zip	93940-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 24 & 26 BLK 50 & THE SELY 5 FT OF L 22 BLK 50
Legal Subdivision	WITHERS ADDITION TO THE CITY OF MONTEREY
Legal Block	50
Legal Lot Number	24
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2013
Census Tract	12503

Owner

Source: Monterey County records · APN 001-202-026-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	643 TAYLOR ST, MONTEREY, CA 93940-2037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	202545909
Prior Transfer Date	Aug 17, 2009
Prior Transfer Doc	0000053718
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 10, 2025
Property Address	643 TAYLOR ST, MONTEREY, CA 93940-2037
Document Number	0000045909
Map Reference	VOL 1 PG 4
Instrument Date	Dec 03, 2025
Instrument	2025045909
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	643 TAYLOR ST, MONTEREY, CA 93940-2037

Mortgage

Document Number	0000045910
Date	Dec 10, 2025
Instrument	2025045910

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$790,000 (+260.17%) Land $700,000 Building $90,000
2025	$2,540.00 (+7.17%)	$219,338 (+4.04%) Land $132,015 Building $87,323
2023	$2,370.00 (+1.37%)	$210,823 Land $126,890 Building $83,933
2022	$2,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530125032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 753 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.