642 Taylor St, Monterey, CA 93940 Property Records

Monterey County property record for 642 Taylor St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,033 sqft · built 1955
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$452,000 (Jan 2013)
Tax Bill$6,564 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-165-024-000

Property Details

APN / Parcel Number

Primary APN001-165-024-000
Alternative APN
  • 001-165-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,033 sqft Living Area
1st Floor Area1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number001-165-024
Street Address642 TAYLOR ST
CityMONTEREY
StateCA
Zip93940-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITHERS ADD TO MONTEREY LOT 25, 27 BLK 43
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block43
Legal Lot Number25,27
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2012
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address642 TAYLOR ST, MONTEREY, CA 93940-2038
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2013 · Amount on Record
Deed SaleJan 11, 2013 · Amount on Record
Prior SaleJun 8, 2007 · Amount on Record
Deed Document Number20131927
Prior Transfer DateJan 10, 2013
Prior Transfer Doc0000002581
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address642 TAYLOR ST, MONTEREY, CA 93940-2038
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 TAYLOR ST, MONTEREY, CA 93940-2038

Mortgage

Document Number0000062344
DateSep 17, 2021
Instrument2021062344
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$567,723 (+2%) Land $282,606 Building $285,117
2025$6,564.00 (+11.77%)$556,592 (+4.04%) Land $277,065 Building $279,527
2023$5,873.00 (+1.4%)$534,981 Land $266,307 Building $268,674
2022$5,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Taylor St

Nearby Streets

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