643 Sweet Leaf Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 643 Sweet Leaf Pl, Chesapeake, VA 23320

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,151 sqft · built 2005
Lot Size	0.31 acres (13,474 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Jun 2017)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jun 2017 Sale & Mortgage + 2 more
APN	`0374007000420`

Property Details

APN / Parcel Number

Primary APN	`0374007000420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
1st Floor Area	932 sqft
Upper Floors Area	932 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,474 sqft (0.31 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab
Porch Area	45 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 SWEET LEAF PL
City	CHESAPEAKE
State	VA
Zip	23320-3807
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 643(42) NORTH TRAIL THE ARBORETUM CONDO PH16
Legal Subdivision	NORTH TRAIL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4022
Census Tract	20805

Owner

643 Sweet Leaf Pl, a condominium, is owned and occupied by two individuals who bought it in June 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 SWEET LEAF PL, CHESAPEAKE, VA 23320-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTWAY FEDERAL CREDIT UNION
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 12, 2017	Intrafamily Transfer, Transfer
Mar 2, 2017	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Mar 2, 2017 · Amount on File
Deed Document Number	201717562
Deed Book / Page	9803 / 1841
Prior Transfer Date	Feb 8, 2016
Prior Transfer Doc	9610/744
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	643 SWEET LEAF PL, CHESAPEAKE, VA 23320-3807
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10219/1817
Date	Sep 16, 2020
Book Page	10219/1817
Instrument	200033177

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 28, 2017
Property Address	643 SWEET LEAF PL, CHESAPEAKE, VA 23320-3807
Document Number	9803/1841
Book / Page	9803 / 1841
Instrument Date	Jun 20, 2017
Instrument	170017562
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SWEET LEAF PL, CHESAPEAKE, VA 23320-3807

Mortgage

Document Number	170017563
Date	Jun 28, 2017
Instrument	170017563

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 12, 2017
Property Address	643 SWEET LEAF PL, CHESAPEAKE, VA 23320-3807
Document Number	9775/788
Book / Page	9775 / 788
Instrument Date	Apr 8, 2017
Instrument	170009766
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 MAIN ST STE 407, 407, VIRGINIA BEACH, VA 23462-3382

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 2, 2017
Property Address	643 SWEET LEAF PL, CHESAPEAKE, VA 23320-3807
Document Number	9761/1
Book / Page	9761 / 1
Instrument Date	Feb 3, 2017
Instrument	170005788
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PLANE TREE MEWS, CHESAPEAKE, VA 23320-3698

Mortgage

Document Number	170005789
Date	Mar 2, 2017
Instrument	170005789

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 643 Sweet Leaf Pl was $4,063, up 8.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,200 (+4.95%) Land $115,000 Building $307,200	$422,200 (+4.95%) Land $115,000 Building $307,200
2025	$4,063.00 (+8.12%)	$402,300 Land $105,000 Building $297,300	$402,300 Land $105,000 Building $297,300
2024	$3,758.00
2023		$355,300 (+11.34%) Land $95,000 Building $260,300	$355,300 (+11.34%) Land $95,000 Building $260,300
2022		$319,100 Land $80,000 Building $239,100	$319,100 Land $80,000 Building $239,100
2019	$2,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 643 Sweet Leaf Pl; there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Sweet Leaf Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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