640 Sweet Leaf Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 640 Sweet Leaf Pl, Chesapeake, VA 23320

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,924 sqft · built 2005
Lot Size	0.25 acres (10,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2026)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Refinance + 2 more
APN	`0374007000430`

Property Details

APN / Parcel Number

Primary APN	`0374007000430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	800 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,843 sqft (0.25 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 SWEET LEAF PL
City	CHESAPEAKE
State	VA
Zip	23320-3810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 640(43) NORTH TRAIL THE ARBORETUM CONDO PH17
Legal Subdivision	NORTH TRAIL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4022
Census Tract	20805

Owner

Source: Chesapeake City records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 SWEET LEAF PL, CHESAPEAKE, VA 23320-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE COMPANY
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BOK FINANCIAL MORTGAGE
Dec 17, 2007	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 24, 2006	Warranty Deed, Transfer · Conventional Mortgage DRAGAS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	202621329
Deed Book / Page	11013 / 848
Prior Transfer Date	May 24, 2011
Prior Transfer Doc	8462/722
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 17, 2026
Property Address	640 SWEET LEAF PL, CHESAPEAKE, VA 23320-3810
Document Number	0000021329
Book / Page	11013 / 848
Instrument Date	Aug 13, 2026
Instrument	202621329
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,410.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SWEET LEAF PL, CHESAPEAKE, VA 23320-3810

Mortgage

Document Number	0000021330,
Date	Aug 17, 2026
Instrument	202621330

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 SWEET LEAF PL, CHESAPEAKE, VA 23320-3810
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10272/1277
Date	Dec 10, 2020
Book Page	10272/1277
Instrument	200046784

Lender

Name	BOK FINANCIAL MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	640 SWEET LEAF PL, CHESAPEAKE, VA 23320-3810
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007310/601
Date	Dec 17, 2007
Book Page	7310/601

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate
Rate	5.88%

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 24, 2006
Property Address	640 SWEET LEAF PL, CHESAPEAKE, VA 23320-3810
Document Number	006709/310
Book / Page	6709 / 310
Instrument Date	Aug 22, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006709313
Date	Aug 24, 2006
Instrument	6709/313

Lender

Name	DRAGAS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	006709/332
Date	Aug 24, 2006
Book Page	6709/332

Lender

Name	DRAGAS MORTGAGE COMPANY

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2011

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,200 (+4.37%) Land $115,000 Building $288,200	$403,200 (+4.37%) Land $115,000 Building $288,200
2025	$2,926.00 (+3.32%)	$386,300 (+13.25%) Land $105,000 Building $281,300	$386,300 (+13.25%) Land $105,000 Building $281,300
2023		$341,100 (+11.4%) Land $95,000 Building $246,100	$341,100 (+11.4%) Land $95,000 Building $246,100
2022		$306,200 Land $80,000 Building $226,200	$306,200 Land $80,000 Building $226,200
2019	$2,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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