643 Ridgemont Dr, Allen, TX 75002 Property Records

Collin County property record for 643 Ridgemont Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,971 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$352,500 (May 2019)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Sep 2021 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1902-014-0330-1`

Property Details

APN / Parcel Number

Primary APN	`R-1902-014-0330-1`
Alternative APNs	`000001811203` `1811203`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,971 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,361 sqft
2nd Floor Area	1,610 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Patio/Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	643 RIDGEMONT DR
City	ALLEN
State	TX
Zip	75002-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD BEND NO 6B, BLK 14, LOT 33
Legal Subdivision	COTTONWOOD BEND NO 6B (CAL)
Legal Block	14
Legal Lot Number	33
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2018
Census Tract	31422

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 RIDGEMONT DR, ALLEN, TX 75002-6105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Intrafamily Transfer, Transfer
Aug 25, 2020	Deed of Trust, Mortgage FIRST FIN'L BK&TR
May 3, 2019	Warranty Deed, Transfer SIRVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	2019494110
Last Transfer Date	Sep 23, 2021
Transfer Doc	0001946780
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Sep 23, 2021
Property Address	643 RIDGEMONT DR, ALLEN, TX 75002-6105
Document Number	0001946780
Map Reference	VOL F PG 775
Instrument Date	Sep 23, 2021
Instrument	20210923001946780
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	643 RIDGEMONT DR, ALLEN, TX 75002-6105

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	643 RIDGEMONT DR, ALLEN, TX 75002-6105
Document Number	0001451620
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 RIDGEMONT DR ALLEN TX 750026105, ALLEN, TX 75002-6105

Mortgage

Document Number	0001451620
Date	Aug 31, 2020
Instrument	1451620

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	FORT WORTH, TX 76110

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 3, 2019
Property Address	643 RIDGEMONT DR, ALLEN, TX 75002-6105
Document Number	0000494110
Instrument Date	Apr 30, 2019
Instrument	494110
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 RIDGEMONT DR ALLEN TX 750026105, ALLEN, TX 75002-6105

Mortgage

Document Number	494120
Date	May 3, 2019
Instrument	494120

Lender

Name	SIRVA MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,153.00 (-2.52%) Homeowner's exemption	$505,380 (-7.71%) Land $125,000 Building $380,380	$505,380 (-7.71%) Land $125,000 Building $380,380
2024	$7,338.00 (-1.89%)
2023		$547,583 Land $110,000 Building $437,583	$547,583 Land $110,000 Building $437,583
2022	$7,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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