641 Ridgemont Dr, Allen, TX 75002 Property Records

Collin County property record for 641 Ridgemont Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,386 sqft · built 1991
Owner	2 Individual Names on Record
Tax Bill	$6,253 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1902-014-0340-1`

Property Details

APN / Parcel Number

Primary APN	`R-1902-014-0340-1`
Alternative APN	`1811212`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,386 sqft Living Area
Gross Area	2,785 sqft
2nd Floor Area	885 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Pool Area	450 sqft
Porch	Covered Porch
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1811212
Street Address	641 RIDGEMONT DR
City	ALLEN
State	TX
Zip	75002-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD BEND NO 6B (CAL), BLK 14, LOT 34
Legal Subdivision	COTTONWOOD BEND NO 6B (CAL)
Legal Block	14
Legal Lot Number	34
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2018
Census Tract	31422

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 RIDGEMONT DR, ALLEN, TX 75002-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jan 9, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 4, 2017	Warranty Deed, Transfer CAPFLOW INVTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018
Deed Sale	Jan 9, 2018
Prior Sale	Aug 4, 2017
Deed Document Number	20180109000039390
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	641 RIDGEMONT DR, ALLEN, TX 75002-6105
Document Number	0001747690
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 RIDGEMONT DR ALLEN TX 750026105, ALLEN, TX 75002-6105

Mortgage

Document Number	0001747690
Date	Oct 8, 2020
Instrument	1747690

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 9, 2018
Property Address	641 RIDGEMONT DR, ALLEN, TX 75002-6105
Document Number	0000039390
Instrument Date	Jan 5, 2018
Instrument	39390
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 RIDGEMONT DR ALLEN TX 750026105, ALLEN, TX 75002-6105

Mortgage

Document Number	39400
Date	Jan 9, 2018
Instrument	39400

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 4, 2017
Property Address	641 RIDGEMONT DR, ALLEN, TX 75002-6105
Document Number	0001041890
Instrument Date	Aug 4, 2017
Instrument	1041890
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 CREEKSIDE CT IRVING TX 750633300, IRVING, TX 75063-3300

Mortgage

Document Number	1041900
Date	Aug 4, 2017
Instrument	1041900

Lender

Name	CAPFLOW INVTS
Address	DALLAS, TX 75214

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,457 (-6.87%) Land $137,500 Building $310,957	$448,457 (-6.87%) Land $137,500 Building $310,957
2024	$6,253.00 (-2.45%)
2023		$481,514 Land $121,000 Building $360,514	$481,514 Land $121,000 Building $360,514
2022	$6,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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