Ashe County property record for 643 Oak Trl, Creston, NC 28615
| Property Type | Single Family Home |
|---|---|
| Details | 580 sqft · built 1973 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $430 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03084-163-010 |
| Primary APN | 03084-163-010 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 580 sqft Heated Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Lot Area | 20,735 sqft (0.476 acres) |
| Account Number | 7035 |
|---|---|
| Street Address | 643 OAK TRL |
| City | CRESTON |
| State | NC |
| Zip | 28615-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 (.476 A) CREEKWOOD FROM F WALTER & GAYL |
| Legal Lot Number | 10 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | CRESTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 970400 |
Source: Ashe County assessment roll, APN 03084-163-010, as of May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 OAK TRL, 10, CRESTON, NC 28615-9414 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Ashe County assessment roll as of May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430.00 (+4.12%) | $82,100 (-) Land $6,000 Building $76,100 | $82,100 (-) Land $6,000 Building $76,100 |
| 2023 | $413.00 (-9.63%) | $82,100 (+52.04%) Land $6,000 Building $76,100 | $82,100 (+52.04%) Land $6,000 Building $76,100 |
| 2022 | $457.00 | $54,000 Land $8,000 Building $46,000 | $54,000 Land $8,000 Building $46,000 |
Source: FEMA National Flood Hazard Layer, Ashe County (37009C), as of June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099704003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1979–2024) |
| Claims Outside the SFHA | 6 of 15 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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