507 Oak Trl, Creston, NC 28615 Property Records

Ashe County property record for 507 Oak Trl, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1974
Lot Size	0.679 acres (29,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,500 (Jun 2013)
Tax Bill	$692 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03084-116-003`

Property Details

APN / Parcel Number

Primary APN	`03084-116-003`
Alternative APNs	`032938238065` `17492`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	936 sqft Heated Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Lot Area	29,577 sqft (0.679 acres)

Location & Zoning

Account Number	17492
Old Parcel Number	03084116003
Street Address	507 OAK TRL
City	CRESTON
State	NC
Zip	28615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 (.679 A) RIDGEWOOD FROM THREE TOP MTN DEVELO
Legal Subdivision	RIDGEWOOD SECTION
Legal Lot Number	3
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3025
Census Tract	970400

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 174, CRESTON, NC 28615-0174
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2013 · Amount on Record
Deed Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	20132942
Deed Book / Page	442 / 858
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	507 OAK TRL, CRESTON, NC 28615
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000556/881
Date	Sep 15, 2023
Book Page	556/881
Instrument	4138

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	507 OAK TRL, CRESTON, NC 28615
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00534/1424
Date	Nov 5, 2021
Book Page	534/1424
Instrument	6662

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$692.00	$132,100 (-) Land $8,000 Building $124,100	$132,100 (-) Land $8,000 Building $124,100
2025	$692.00 (+7.12%)	$132,100 (+3.04%) Land $8,000 Building $124,100	$132,100 (+3.04%) Land $8,000 Building $124,100
2023	$646.00 (-0.92%)	$128,200 (+45.52%) Land $8,000 Building $120,200	$128,200 (+45.52%) Land $8,000 Building $120,200
2022	$652.00	$88,100 Land $12,000 Building $76,100	$88,100 Land $12,000 Building $76,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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