643 Midship Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 643 Midship Cir, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,183 sqft · built 1992
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Jul 2019)
Tax Bill	$12,869 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000992`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000992`
Alternative APNs	`54890631700004048000` `265489 063.17-4-48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,183 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	919 sqft
Upper Floors Area	328 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Wood
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000992
Street Address	643 MIDSHIP CIR
City	WEBSTER
State	NY
Zip	14580-3914
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L76 T14 R7 STONY PT LANDIN 3 LR349 262-15
Legal Subdivision	STONY POINT LANDING SUBDIVISION
Legal Block	4
Legal Lot Number	48.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1001
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 MIDSHIP CIR, WEBSTER, NY 14580-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage ESL FCU
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Dec 17, 2012 · Amount on Record
Deed Document Number	20191560
Deed Book / Page	12210 / 436
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 16, 2019
Property Address	643 MIDSHIP CIR, WEBSTER, NY 14580-3914
Document Number	0000001560
Book / Page	12210 / 436
Map Reference	LB 272 PG 98
Instrument Date	Jul 11, 2019
Instrument	201907161560
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 MIDSHIP CIR, 643, WEBSTER, NY 14580-3914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MIDSHIP CIR, WEBSTER, NY 14580-3914

Mortgage

Document Number	0000001561
Date	Jul 16, 2019
Instrument	201907161561

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	643 MIDSHIP CIR, WEBSTER, NY 14580-3914
Document Number	0000000219
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MIDSHIP CIR WEBSTER NY 145803914, WEBSTER, NY 14580-3914

Mortgage

Document Number	0000000219
Date	May 10, 2019
Book Page	028017/000193
Instrument	219

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	643 MIDSHIP CIR, WEBSTER, NY 14580-3914
Document Number	0000000085
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MIDSHIP CIR WEBSTER NY 145803914, WEBSTER, NY 14580-3914

Mortgage

Document Number	0000000085
Date	Oct 4, 2018
Book Page	027787/000343
Instrument	85

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,869.00 (+1.09%)
2025	$12,730.00 (+4.81%)	$267,700 (-) Land $22,000 Building $245,700	$557,700 (+20.82%) Land $45,833 Building $511,867
2023		$267,700 (-) Land $22,000 Building $245,700	$461,600 (+10.35%) Land $37,935 Building $423,665
2022		$267,700 Land $22,000 Building $245,700	$418,300 Land $34,377 Building $383,923
2021	$12,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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