642 Midship Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 642 Midship Cir, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 2,343 sqft · built 1990
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (Dec 2009)
Tax Bill	$13,896 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000715`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000715`
Alternative APNs	`54890631300001093000` `265489 063.13-1-93`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,343 sqft Living Area
1st Floor Area	1,598 sqft
Basement Area	745 sqft
Finished Basement	745 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000715
Street Address	642 MIDSHIP CIR
City	WEBSTER
State	NY
Zip	14580-3914
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L76 T14 R7 STONY PT LANDIN S3 LR336 264-72
Legal Subdivision	STONY POINT LANDING SUBDIVISION
Legal Block	1
Legal Lot Number	93.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK
Dec 21, 2021	Intrafamily Transfer, Transfer
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit GENESEE REG'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2009 · Amount on Record
Deed Sale	Dec 3, 2009 · Amount on Record
Deed Document Number	2009732
Deed Book / Page	10822 / 513
Last Transfer Date	Dec 14, 2021
Transfer Doc	0000000806
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Dec 11, 2025
Property Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914
Document Number	202503364418
Book / Page	13153 / 760
Map Reference	LB 262 PG 14&15
Instrument Date	Dec 8, 2025
Instrument	202503364418
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914

Mortgage

Document Number	0000000734
Date	Nov 29, 2023
Book Page	30516/207
Instrument	202311290734

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Dec 21, 2021
Property Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914
Document Number	0000000806
Book / Page	12603 / 297
Map Reference	LB 263 PG 38
Instrument Date	Dec 14, 2021
Instrument	202112210806
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN ROCHESTER TTL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914

Mortgage

Document Number	0000000205
Date	Oct 5, 2021
Book Page	29496/205
Instrument	202110051661

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	642 MIDSHIP CIR, WEBSTER, NY 14580-3914
Document Number	0000000165
Book / Page	027477 / 000374
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9832 VENEZIA CIR #1025 NAPLES FL 341138133, 1025, NAPLES, FL 34113-8133

Mortgage

Document Number	0000000165
Date	Jan 24, 2018
Book Page	027477/000374
Instrument	165

Lender

Name	GENESEE REG'L BK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,896.00	$292,800 (-) Land $22,000 Building $270,800	$610,000 (+8.33%) Land $45,833 Building $564,167
2024		$292,800 (-) Land $22,000 Building $270,800	$563,100 (+11.55%) Land $42,309 Building $520,791
2023		$292,800 (-) Land $22,000 Building $270,800	$504,800 (+10.34%) Land $37,929 Building $466,871
2022		$292,800 Land $22,000 Building $270,800	$457,500 Land $34,375 Building $423,125
2021	$13,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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