Clay County property record for 643 Lone Oak Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,221 sqft · built 1983 |
| Lot Size | 0.994 acres (43,302 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $309 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05A 0130500 |
| Primary APN | 062D 05A 0130500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,221 sqft Finished Area |
| 1st Floor Area | 1,831 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,302 sqft |
| Utility Building | 96 sqft |
| Street Address | 643 LONE OAK DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATES LOT 15 DB 177/281 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAKRIDGE ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950100 |
Source: Clay County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 LONE OAK DR, WEST POINT, MS 39773-8094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 643 LONE OAK DR, WEST POINT, MS 39773-8094 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017005458 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 497/652 |
| Instrument | 2017005458 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77042 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Aug 28, 2032 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 (-61.71%) Additional exemption filed | $12,892 (-) Land $2,500 Building $10,392 | $128,920 (-) Land $25,000 Building $103,920 |
| 2024 | $12,892 (-) Land $2,500 Building $10,392 | $128,920 (-) Land $25,000 Building $103,920 | |
| 2023 | $807.00 (+0.75%) Additional exemption filed | $12,892 Land $2,500 Building $10,392 | $128,920 Land $25,000 Building $103,920 |
| 2022 | $801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
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