Clay County property record for 539 Lone Oak Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,783 sqft · built 1983 |
| Lot Size | 0.962 acres (41,945 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05B 0020000 |
| Primary APN | 062D 05B 0020000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,783 sqft Finished Area |
| 1st Floor Area | 1,693 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 41,945 sqft |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Gazebo | 82 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 539 LONE OAK DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATES PT II LOT 36 DB 289/604 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAKRIDGE ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950100 |
Source: Clay County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 539 LONE OAK DR, WEST POINT, MS 39773-8093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 28, 2026 |
| Property Address | 539 LONE OAK DR, WEST POINT, MS 39773-8093 |
| Document Number | 0000002612 |
| Book / Page | 585 / 89 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20262612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 539 LONE OAK DR, WEST POINT, MS 39773-8093 |
| Document Number | 0000002612, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 585/89 |
| Instrument | 20262612 |
| Name | RENASANT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+6.28%) Additional exemption filed | $29,175 (-) Land $2,500 Building $26,675 | $264,020 (-) Land $25,000 Building $239,020 |
| 2024 | $1,432.00 (-59.03%) Additional exemption filed | $29,175 (+15.05%) Land $2,500 Building $26,675 | $264,020 (+16.08%) Land $25,000 Building $239,020 |
| 2023 | $3,495.00 (+0.81%) Additional exemption filed | $25,358 Land $2,500 Building $22,858 | $227,444 Land $25,000 Building $202,444 |
| 2022 | $3,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
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