643 Hwy AB, Saint Clair, MO 63077 Property Records

Franklin County property record for 643 Hwy AB, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,025 sqft · built 1980
Lot Size	26.6 acres (1,158,696 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-5-22.0-0-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`22-5-22.0-0-000-002.000`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	1,158,696 sqft (26.6 acres)
Patio Area	216 sqft
Lean-To	128 sqft

Location & Zoning

Street Address	643 HIGHWAY AB
City	SAINT CLAIR
State	MO
Zip	63077-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NE
Legal Range	1W
Legal Township	42N
Legal Section	22
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2042
Census Tract	800903

Owner

Source: Franklin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 22, 2022	Warranty Deed, Transfer
Jun 22, 2022	Transfer on Death Deed, Transfer
Oct 25, 2019	Warranty Deed, Transfer HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 16, 2022
Transfer Doc	0000010022
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 10, 2025
Property Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013
Document Number	0002514391
Map Reference	DOC 1914606
Instrument Date	Nov 10, 2025
Instrument	2514391
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002216627
Date	Oct 31, 2022
Instrument	2216627

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2052

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 22, 2022
Property Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013
Document Number	0002210021
Map Reference	DOC 1914606
Instrument Date	Jun 16, 2022
Instrument	2210021
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 22, 2022
Property Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013
Document Number	0002210022
Map Reference	DOC 1914606
Instrument Date	Jun 16, 2022
Instrument	2210022
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 25, 2019
Property Address	643 HIGHWAY AB, SAINT CLAIR, MO 63077-3013
Document Number	0000014606
Instrument Date	Oct 24, 2019
Instrument	14606
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 211 ST CLAIR MO 630770211, ST CLAIR, MO 63077-0211

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,748.00 (+21.16%)	$45,410 (+10.98%)	$241,720 (+10.77%) Land $20,530 Building $221,190
2023	$2,268.00 (+5.88%)	$40,917	$218,220 Land $17,530 Building $200,690
2022	$2,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Bays-ET Highspeed Fixed Wireless	100 / 10
BlueBit Networks Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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