608 Hwy AB, Saint Clair, MO 63077 Property Records

Franklin County property record for 608 Hwy AB, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,740 sqft · built 1956
Lot Size	3 acres (130,680 sqft)
Owner	2 Owner Names on Record
Last Sale	$121,000 (Apr 2013)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-5-22.0-0-000-023.000`

Property Details

APN / Parcel Number

Primary APN	`22-5-22.0-0-000-023.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Lean-To	288 sqft
Utility Building	408 sqft

Location & Zoning

Street Address	608 HIGHWAY AB
City	SAINT CLAIR
State	MO
Zip	63077-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SE SE,S&W HWY AB
Legal Range	01W
Legal Township	42
Legal Section	22
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2053
Census Tract	800903

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	608 HIGHWAY AB, SAINT CLAIR, MO 63077-3012
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2013 · Amount on Record
Deed Sale	Apr 15, 2013 · Amount on Record
Deed Document Number	1306560
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	608 HIGHWAY AB, SAINT CLAIR, MO 63077-3012
Document Number	0000018472
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 HIGHWAY AB ST CLAIR MO 630773012, ST CLAIR, MO 63077-3012

Mortgage

Document Number	0000018472
Date	Oct 29, 2020
Instrument	18472

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	608 HIGHWAY AB, SAINT CLAIR, MO 63077-3012
Document Number	0000012783
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 HIGHWAY AB ST CLAIR MO 630773012, ST CLAIR, MO 63077-3012

Mortgage

Document Number	0000012783
Date	Aug 7, 2020
Instrument	12783

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 6, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (+19.96%)	$35,961 (+9.89%)	$189,270 (+9.89%) Land $37,100 Building $152,170
2023	$1,814.00 (+10.41%)	$32,725	$172,240 Land $28,070 Building $144,170
2022	$1,643.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Bays-ET Highspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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