643 Hubbard Ave, Escondido, CA 92027 Property Records

San Diego County property record for 643 Hubbard Ave, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1956
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Company Names on Record
Last Sale	$830,000 (Jul 2022)
Tax Bill	$9,759 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-010-11-00`

Property Details

APN / Parcel Number

Primary APN	`227-010-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	91,912 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	643 HUBBARD AVE
City	ESCONDIDO
State	CA
Zip	92027-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PZ-RE-40
Legal Description	BLK 422 LOTS 6 & 7 POR TR 000723
Legal Subdivision	RANCHO RINCON DEL DIABLO
Legal Tract	000723
Legal Block	422
Legal Lot Number	6,7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	20106

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	643 HUBBARD AVE, ESCONDIDO, CA 92027-1010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer
Jul 13, 2022	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2022287492
Prior Transfer Date	Aug 20, 1996
Prior Transfer Doc	0000435921
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2026
Property Address	643 HUBBARD AVE, ESCONDIDO, CA 92027-1010
Document Number	0000010972
Map Reference	MAP 723
Instrument Date	Dec 21, 2025
Instrument	2026-0010972
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	643 HUBBARD AVE, ESCONDIDO, CA 92027-1010

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2022
Property Address	643 HUBBARD AVE, ESCONDIDO, CA 92027-1010
Document Number	0000287492
Map Reference	MAP 723
Instrument Date	Jun 15, 2022
Instrument	2022-0287492
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	643 HUBBARD AVE, ESCONDIDO, CA 92027-1010

Mortgage

Document Number	0000287493
Date	Jul 13, 2022
Instrument	2022-0287493

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,801 (+2%) Land $391,435 Building $489,366
2025	$9,759.00 (+13.24%) Homeowner's exemption	$863,531 (+13.77%) Land $383,760 Building $479,771
2023	$8,618.00 (+607.55%)	$759,000 Land $337,000 Building $422,000
2022	$1,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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