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643 Higate Ct, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 643 Higate Ct, Altamonte Springs, FL 32714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 1982
Lot Size0.2 acres (8,745 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jul 2016)
Tax Bill$3,033 (2025)
Deeds & MortgagesMay 2022 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-21-29-509-0000-2130

Property Details

APN / Parcel Number

Primary APN10-21-29-509-0000-2130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,745 sqft
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished/Screened Porch
Porch Area32 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address643 HIGATE CT
CityALTAMONTE SPRINGS
StateFL
Zip32714-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 213 RIVER RUN SEC 4 PB 23 PGS 54-57
Legal Range29E
Legal Township21S
Legal Section10
Legal SubdivisionRIVER RUN SEC 4
Legal Tract509
Legal Lot Number213
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2015
Census Tract21608

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address643 HIGATE CT, ALTAMONTE SPG, FL 32714-4705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 10, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2016 · Amount on Record
Deed SaleJul 19, 2016 · Amount on Record
Prior SaleDec 30, 1998 · Amount on Record
Deed Document Number2016074701
Deed Book / Page08730 / 0513
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address643 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705

Mortgage

Document Number0102321811
DateMay 5, 2022
Book Page10232/1811
Instrument2022054127
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address643 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094311090
DateSep 10, 2019
Book Page09431/1090
Instrument2019097216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAltamonte Springs City
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,033.00 (+19.32%) Homeowner's exemption$209,616 (+5.99%)$334,163 (+13.65%) Land $75,000 Building $259,163
2023$2,542.00 (+3.12%) Homeowner's exemption$197,775 (+3%)$294,034 (+0.68%) Land $75,000 Building $219,034
2022$2,465.00 Homeowner's exemption$192,015$292,046 Land $75,000 Building $217,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2006–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTAMONTE SPRINGS WATER DEPT (2 WPS)
serves 51,000 people · EPA ID FL3590026
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Metronet.

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