641 Higate Ct, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 641 Higate Ct, Altamonte Springs, FL 32714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 1982
Lot Size	0.15 acres (6,573 sqft)
Owner	Owner Name on Record
Last Sale	$91,000 (May 1998)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-29-509-0000-2120`

Property Details

APN / Parcel Number

Primary APN	`10-21-29-509-0000-2120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,573 sqft
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	641 HIGATE CT
City	ALTAMONTE SPRINGS
State	FL
Zip	32714-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 RIVER RUN SEC 4 PB 23 PGS 54-57
Legal Range	29E
Legal Township	21S
Legal Section	10
Legal Subdivision	RIVER RUN SEC 4
Legal Tract	509
Legal Lot Number	212
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	21608

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	641 HIGATE CT, ALTAMONTE SPG, FL 32714-4705
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 21, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 5, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 1998 · Amount on Record
Deed Sale	May 12, 1998 · Amount on Record
Prior Sale	May 12, 1998 · Amount on Record
Deed Document Number	0034230336
Deed Book / Page	1021
Last Transfer Date	Apr 12, 2000
Transfer Doc	0038330066
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	641 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705

Mortgage

Document Number	0105731470
Date	Feb 1, 2024
Book Page	10573/1470
Instrument	2024009648

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	641 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705

Mortgage

Document Number	0101281010
Date	Dec 21, 2021
Book Page	10128/1010
Instrument	2021165888

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	641 HIGATE CT, ALTAMONTE SPRINGS, FL 32714-4705
Document Number	0094811939
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 HIGATE CT ALTAMONTE SPRINGS FL 327144705, ALTAMONTE SPRINGS, FL 32714-4705

Mortgage

Document Number	0094811939
Date	Nov 19, 2019
Book Page	009481/001939
Instrument	126365

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+20.17%) Homeowner's exemption	$152,599 (+5.99%)	$323,950 (+15.02%) Land $75,000 Building $248,950
2023	$1,666.00 (+3.61%) Homeowner's exemption	$143,979 (+3%)	$281,646 (+0.76%) Land $75,000 Building $206,646
2022	$1,608.00 Homeowner's exemption	$139,785	$279,530 Land $75,000 Building $204,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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