643 Harbor Rd, Brick, NJ 08724 Property Records

Ocean County and Brick Township property record for 643 Harbor Rd, Brick, NJ 08724 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,683 sqft · built 1976
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Sep 1997)
Tax Bill$8,412 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APN07-00985-0000-00001

Property Details

APN / Parcel Number

Primary APN07-00985-0000-00001
Alternative APNs
  • 070098500001
  • 00518055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,683 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area12,502 sqft (0.287 acres)
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00518055
Street Address643 HARBOR RD
CityBRICK
StateNJ
Zip08724-4758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.2870AC 2
Legal SubdivisionMID-STREAMS REV PLAN SEC 02
Legal Block985
Legal Lot Number1
JurisdictionOCEAN NJ
Township / Civil DivisionBRICK
Census Block Group2
Census Block2007
Census Tract713700

Owner

Source: Ocean County and Brick Township records · APN 07-00985-0000-00001

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 HARBOR RD, BRICK, NJ 08724-4758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 1997 · Amount on Record
Deed SaleSep 22, 1997 · Amount on Record
Deed Document Number199765042
Deed Book / Page5506 / 345
Last Transfer DateFeb 23, 2016
Transfer Doc2016025631
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address643 HARBOR RD, BRICK, NJ 08724-4758
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 HARBOR RD, BRICK, NJ 08724-4758

Mortgage

Document Number0195691593
DateDec 27, 2023
Book Page19569/1593
Instrument2023095966
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJan 02, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ocean County and Brick Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionBrick Township
Unified School DistrictBrick Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$306,800 (-) Land $170,700 Building $136,100$306,800 (-) Land $170,700 Building $136,100
2025$8,412.00 (+5.06%)$306,800 (-) Land $170,700 Building $136,100$306,800 (-) Land $170,700 Building $136,100
2024$8,007.00 (+6.93%)
2023$306,800 Land $170,700 Building $136,100$306,800 Land $170,700 Building $136,100
2022$7,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297137002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 114 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims161 (1978–2020)
Claims Outside the SFHA32 of 161
Most Recent ClaimNov 2020, other causes
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 117 claims
  • Hurricane Irene, Aug 2011 · 10 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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