640 Harbor Rd, Brick, NJ 08724 Property Records

Ocean County and Brick Township property record for 640 Harbor Rd, Brick, NJ 08724

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,214 sqft · built 1968
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 1999)
Tax Bill	$24,267 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`07-00982-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`07-00982-0000-00021`
Alternative APNs	`070098200021` `00517997`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,214 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asbestos
Lot Area	11,400 sqft (0.262 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00517997
Street Address	640 HARBOR RD
City	BRICK
State	NJ
Zip	08724-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	.2617AC 22
Legal Subdivision	MIDSTREAMS REV PLAN SEC 02
Legal Block	982
Legal Lot Number	21
Jurisdiction	OCEAN NJ
Township / Civil Division	BRICK
Census Block Group	2
Census Block	2000
Census Tract	713700

Owner

640 Harbor Rd is owned and occupied by two individuals who bought it in June 1999.

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	640 HARBOR RD, BRICK, NJ 08724-4716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 1999 · Amount on File
Deed Sale	Jun 22, 1999 · Amount on File
Deed Document Number	199956128
Deed Book / Page	5707 / 293
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	640 HARBOR RD, BRICK, NJ 08724-4716
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178431789
Date	Apr 3, 2020
Book Page	17843/1789
Instrument	2020034965

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	640 HARBOR RD, BRICK, NJ 08724-4716
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183620421
Date	Mar 12, 2021
Book Page	18362/421
Instrument	2021038674

Lender

Name	MERIDIAN BANK
Type	Bank
Address	MALVERN, PA 19355

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 640 Harbor Rd was $24,267, up 5.1% from the year before.

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Brick Township
Unified School District	Brick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,000 (-) Land $494,400 Building $390,600	$885,000 (-) Land $494,400 Building $390,600
2025	$24,267.00 (+5.06%)	$885,000 Land $494,400 Building $390,600	$885,000 Land $494,400 Building $390,600
2024	$23,098.00
2023		$885,000 Land $494,400 Building $390,600	$885,000 Land $494,400 Building $390,600
2022	$21,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Harbor Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	161 (1978–2020)
Claims Outside the SFHA	32 of 161
Most Recent Claim	Nov 2020 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 117 claims Hurricane Irene, Aug 2011 · 10 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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