643 Gilbert Rd, Henagar, AL 35978 Property Records

DeKalb County property record for 643 Gilbert Rd, Henagar, AL 35978

Property Summary

Property TypeDuplex
Details1 ba · 3,240 sqft · built 2004
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$1,296 (2026)
Deeds & MortgagesFeb 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN05-09-30-0-000-021.005

Property Details

APN / Parcel Number

Primary APN05-09-30-0-000-021.005
Alternative APNs
  • 157586
  • 53129

Interior

Full Baths1 Bath
Stories1 Story
Building Area3,240 sqft Total Area
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Utility Building1,620 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number157586
Street Address643 GILBERT RD
CityHENAGAR
StateAL
Zip35978-0017
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCONT 1AC HENAGAR S30 T4S R9EPT OF SE1/4-SE1/4 DESC AS:BEG233.42' N OF SE COR OF SECNW 291.15' N 177.76' SE 291.15'S 177.76'
Legal Range09E
Legal Township04S
Legal Section30
JurisdictionDEKALB AL
Township / Civil DivisionHENAGAR
Census Block Group1
Census Block1017
Census Tract960200

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1657 COUNTY ROAD 326, FLAT ROCK, AL 35966-5268
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 24, 2013
Transfer Doc000790/179
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEKALB AL
Property Address643 GILBERT RD, HENAGAR, AL 35978-0017
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number05003/2037
DateFeb 22, 2023
Book Page5003/2037
Lender
NameFIRST STATE BANK OF DEKALB COUNTY
TypeBank
AddressRAINSVILLE, AL 35986
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDeKalb County
MunicipalityHenagar City
Unified School DistrictDeKalb County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,296.00 (+26.32%)
2025$1,026.00 (+6.99%)$25,340 (+6.92%) Land $1,360 Building $23,980$139,600 (+17.81%) Land $7,500 Building $132,100
2023$959.00 (+23.58%)$23,700 (+23.57%)$118,500 (+23.57%) Land $7,500 Building $111,000
2022$776.00$19,180 Land $1,500 Building $17,680$95,900 Land $7,500 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimJan 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Telecommunications Cooperative
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gilbert Rd

Nearby Streets

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