474 Gilbert Rd, Henagar, AL 35978 Property Records

DeKalb County property record for 474 Gilbert Rd, Henagar, AL 35978

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,066 sqft · built 1974
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$83,500 (Feb 2018)
Tax Bill	$327 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-29-0-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`05-09-29-0-000-013.000`
Alternative APNs	`146543` `3887`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	170 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	146543
Street Address	474 GILBERT RD
City	HENAGAR
State	AL
Zip	35978-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29 T4S R9E HENAGARA LOT IN SW1/4 SW1/4 DESC AS;BEG 782.1' NW OF SE COR OF SAID1/4 1/4; TH; NW 186.8' NE 175'SE 186.8' SW
Legal Range	09E
Legal Township	04S
Legal Section	29
Jurisdiction	DEKALB AL
Township / Civil Division	HENAGAR
Census Block Group	1
Census Block	1013
Census Tract	960200

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 GILBERT RD, HENAGAR, AL 35978-6025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Deed Book / Page	896 / 242
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Feb 1, 2018
Property Address	474 GILBERT RD, HENAGAR, AL 35978-6025
Document Number	896/242
Book / Page	896 / 242
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ELITE FL TITLE SERVICES INC, ELITE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 GILBERT RD, 474, HENAGAR, AL 35978-6025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 GILBERT RD, HENAGAR, AL 35978-6025

Mortgage

Document Number	2229155
Date	Feb 1, 2018
Instrument	2229/155

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Henagar City
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$327.00 (+7.92%) Homeowner's exemption
2025	$303.00 (+8.21%) Homeowner's exemption	$8,840 (+6.76%) Land $440 Building $8,400	$97,500 (+17.9%) Land $4,800 Building $92,700
2023	$280.00 (+2.19%) Homeowner's exemption	$8,280 (+1.72%)	$82,700 (+1.72%) Land $4,800 Building $77,900
2022	$274.00 Homeowner's exemption	$8,140 Land $480 Building $7,660	$81,300 Land $4,800 Building $76,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gilbert Rd

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