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643 Elfelt St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 643 Elfelt St, Saint Paul, MN 55103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 2016
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$190,606 (Jul 2017)
Tax Bill$6,074 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-29-23-12-0080

Property Details

APN / Parcel Number

Primary APN36-29-23-12-0080
Alternative APNs
  • 8218487
  • 531664

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,496 sqft Living Area
1st Floor Area748 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number531664
Street Address643 ELFELT ST
CitySAINT PAUL
StateMN
Zip55103-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBACON&COLEMANS SUB B22 LAFON LOT 10
Legal Range23
Legal Township29
Legal Section36
Legal SubdivisionBACON&COLEMANS SUB B22 LAFON
Legal Block22
Legal Lot Number10
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1010
Census Tract32700

Owner

Source: Ramsey County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address643 ELFELT ST, SAINT PAUL, MN 55103-1717
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Prior SaleJun 1, 2016 · Amount on Record
Deed Document Number20174669026
Record UpdatedOct 29, 2026

July 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 25, 2017
Property Address643 ELFELT ST, SAINT PAUL, MN 55103-1717
Document Number0004669026
Instrument DateJul 20, 2017
Instrument4669026
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 8, 2017
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 ELFELT ST ST PAUL MN 551031717, ST PAUL, MN 55103-1717

Mortgage

Document Number4669028
DateJul 25, 2017
Instrument4669028
Lender
NameREDEVELOPMENT AGCY
AddressSAINT PAUL, MN 55102
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number4669027,
DateJul 25, 2017
Instrument4669027
Lender
NameTCHFH LNDG INC
AddressSAINT PAUL, MN 55104
Agreement
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,800 (+0.14%) Land $25,000 Building $260,800$285,800 (+0.14%) Land $25,000 Building $260,800
2025$6,074.00 (+43.53%)
2023$4,232.00 Homeowner's exemption$285,400 Land $20,000 Building $265,400$285,400 Land $20,000 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire.

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