Ramsey County property record for 627 Elfelt St, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,542 sqft · built 1915 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,727 (Jun 2017) |
| Tax Bill | $3,096 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-12-0112 |
| Primary APN | 36-29-23-12-0112 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 627 ELFELT ST |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | LAFONDS ADDITION TO SAINT,PAUL LOT 4 BLK 27 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | LAFONDS ADDITION TO SAINT,PAUL |
| Legal Block | 27 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 32700 |
Source: Ramsey County records · APN 36-29-23-12-0112
Assessment roll updated February 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 ELFELT ST, SAINT PAUL, MN 55103-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2021 | Deed of Trust, Mortgage · Conventional with PMI LAND HM FIN'L SVCS INC |
| Jun 06, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2017 · Amount on Record |
| Deed Sale | Jun 06, 2017 · Amount on Record |
| Prior Sale | Sep 24, 2013 · Amount on Record |
| Deed Document Number | A04661448 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 627 ELFELT ST, SAINT PAUL, MN 55103-1715 |
| Document Number | 0004857750 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 627 ELFELT ST ST PAUL MN 551031715, ST PAUL, MN 55103-1715 |
| Document Number | 0004857750 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 4857750 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 06, 2017 |
| Property Address | 627 ELFELT ST, SAINT PAUL, MN 55103-1715 |
| Document Number | 0004661448 |
| Instrument Date | May 31, 2017 |
| Instrument | 4661448 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 ELFELT ST ST PAUL MN 551031715, ST PAUL, MN 55103-1715 |
| Document Number | 4661449 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 4661449 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2047 |
Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,096.00 Homeowner's exemption | $224,100 Land $20,000 Building $204,100 | $224,100 Land $20,000 Building $204,100 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 707 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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