Chatham County property record for 643 E Victory Dr, Savannah, GA 31405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,640 sqft · built 1990 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,015 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0075-32-004 |
| Primary APN | 2-0075-32-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 112 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 187 sqft |
| Carport | Carport |
| Carport Area | 187 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 321 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 643 E VICTORY DR |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-2363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOTS 10, 11, 12 GRANGER WD |
| Legal Subdivision | GRANGER WARD |
| Legal Lot Number | 10-12 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
643 E Victory Dr is owned and occupied by two individuals.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 E VICTORY DR, SAVANNAH, GA 31405-2363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage SOUTHSTATE BANK |
| Mar 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 643 E VICTORY DR, SAVANNAH, GA 31405-2363 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 643 E VICTORY DR, SAVANNAH, GA 31405-2363 |
| Document Number | 0038530602 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 0000003853/0000000602 |
| Name | SOUTHSTATE BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 643 E VICTORY DR, SAVANNAH, GA 31405-2363 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 643 E VICTORY DR, SAVANNAH, GA 31405-2363 |
| Document Number | 0030390009 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 0000003039/0000000009 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2026 |
The 2025 property tax bill for 643 E Victory Dr was $5,015.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,400 (-0.32%) Land $128,000 Building $155,400 | $708,500 (-0.32%) Land $320,000 Building $388,500 | |
| 2025 | $5,015.00 Homeowner's exemption | $284,320 Land $128,000 Building $156,320 | $710,800 Land $320,000 Building $390,800 |
| 2023 | $245,160 (+13.23%) Land $129,600 Building $115,560 | $612,900 (+13.23%) Land $324,000 Building $288,900 | |
| 2022 | $6,984.00 | $216,520 Land $40,000 Building $176,520 | $541,300 Land $100,000 Building $441,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 E Victory Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 14 (1979–2024) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 E Victory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, ClearWave, Hotwire Communications, Verizon.
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