635 E Victory Dr, Savannah, GA 31405 Property Records

Chatham County property record for 635 E Victory Dr, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,264 sqft · built 1950
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Dec 2025)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	May 2005 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0075-32-003`

Property Details

APN / Parcel Number

Primary APN	`2-0075-32-003`
Alternative APN	`W053555`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
1st Floor Area	826 sqft
Upper Floors Area	134 sqft
Utility Area	100 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	176 sqft
Patio Area	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	635 E VICTORY DR
City	SAVANNAH
State	GA
Zip	31405-2363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 7, 8, AND 9 GRANGER WARD
Legal Subdivision	GRANGER WARD
Legal Lot Number	7-8
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1001
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

635 E Victory Dr is owned by two individuals who bought it in December 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16008 COVINGTON POINT LN, HUNTERSVILLE, NC 28078-5859
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 8, 2024	Quit Claim Deed, Transfer Quitclaim
May 6, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Deed Book / Page	3853 / 410
Prior Transfer Date	Apr 8, 2024
Prior Transfer Doc	0033450478
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	635 E VICTORY DR, SAVANNAH, GA 31405-2363
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00287O0417
Date	May 12, 2005
Book Page	287O/417

Lender

Name	HOMELAND MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2035

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 10, 2025
Property Address	635 E VICTORY DR, SAVANNAH, GA 31405-2363
Document Number	0038530410
Book / Page	3853 / 410
Instrument Date	Dec 10, 2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16008 COVINGTON POINT LN, HUNTERSVILLE, NC 28078-5859

Mortgage

Document Number	0003853415
Date	Dec 10, 2025
Instrument	3853/415

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 8, 2024
Property Address	635 E VICTORY DR, SAVANNAH, GA 31405-2363
Document Number	0033450478
Book / Page	3345 / 478
Instrument Date	Apr 8, 2024
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 E VICTORY DR, SAVANNAH, GA 31405-2363

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 6, 2019
Property Address	635 E VICTORY DR, SAVANNAH, GA 31405-2363
Document Number	0016210370
Book / Page	1621 / 370
Instrument Date	May 6, 2019
Instrument	2019-004701
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 E VICTORY DR, SAVANNAH, GA 31405-2363

Tax Assessment & Valuation

The 2025 property tax bill for 635 E Victory Dr was $3,851, up 0.4% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,240 (+2.92%) Land $128,000 Building $228,240	$890,600 (+2.92%) Land $320,000 Building $570,600
2025	$3,851.00 (+0.39%)	$346,120 Land $128,000 Building $218,120	$865,300 Land $320,000 Building $545,300
2024	$3,836.00
2023		$278,600 (+34.59%) Land $129,600 Building $149,000	$696,500 (+34.59%) Land $324,000 Building $372,500
2022	$5,172.00	$207,000 Land $40,000 Building $167,000	$517,500 Land $100,000 Building $417,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 E Victory Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 E Victory Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Hotwire Communications, Verizon.

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