643 E McKinley St, Rialto, CA 92376 Property Records

San Bernardino County property record for 643 E McKinley St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1955
Lot Size	0.171 acres (7,458 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jun 2021)
Tax Bill	$6,868 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0130-433-08-0000`

Property Details

APN / Parcel Number

Primary APN	`0130-433-08-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,458 sqft (0.171 acres)
Lot Dimensions	113 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 E MCKINLEY ST
City	RIALTO
State	CA
Zip	92376-6057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4457 LOT 33
Legal Subdivision	TRACT NO 4457
Legal Tract	4457
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1007
Census Tract	3900

Owner

643 E McKinley St is owned and occupied by two individuals who bought it in June 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 E MCKINLEY ST, RIALTO, CA 92376-6057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 22, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	2021274259
Transfer Doc	0000523579
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2021
Property Address	643 E MCKINLEY ST, RIALTO, CA 92376-6057
Document Number	0000274259
Map Reference	MB 56 PG 43
Instrument Date	Jun 15, 2021
Instrument	2021-0274259
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	643 E MCKINLEY ST, RIALTO, CA 92376-6057

Mortgage

Document Number	0000274260
Date	Jun 16, 2021
Instrument	2021-0274260

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 22, 2020
Property Address	643 E MCKINLEY ST, RIALTO, CA 92376-6057
Document Number	0000523579
Instrument Date	Dec 15, 2020
Instrument	523579
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 FULFORD CT HENDERSON NV 890523816, HENDERSON, NV 89052-3816

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 22, 2020
Property Address	643 E MCKINLEY ST, RIALTO, CA 92376-6057
Document Number	0000523580
Instrument Date	Dec 14, 2020
Instrument	523580
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$288.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 893130 TEMECULA CA 925893130, TEMECULA, CA 92589-3130
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 643 E McKinley St was $6,868.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,960 (+2%) Land $132,490 Building $397,470
2025	$6,868.00 Homeowner's exemption	$519,568 Land $129,892 Building $389,676
2023	$7,034.00 (+7.88%) Homeowner's exemption	$499,392 Land $124,848 Building $374,544
2022	$6,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 E McKinley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 E McKinley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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