637 E McKinley St, Rialto, CA 92376 Property Records

San Bernardino County property record for 637 E McKinley St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,596 sqft · built 1955
Lot Size	0.174 acres (7,590 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Feb 2023)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0130-433-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0130-433-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,590 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Porch	Porch
Porch Area	680 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	637 E MCKINLEY ST
City	RIALTO
State	CA
Zip	92376-6057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4457 LOT 32
Legal Subdivision	TRACT NO 4457
Legal Tract	4457
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1007
Census Tract	3900

Owner

637 E McKinley St is owned and occupied by an individual who bought it in February 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	637 E MCKINLEY ST, RIALTO, CA 92376-6057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Grant Deed, Transfer · FHA Mortgage ST FIN CORP
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	Aug 14, 2013 · Amount on File
Deed Document Number	202333652
Prior Transfer Date	Nov 11, 2020
Prior Transfer Doc	0000458870
Record Updated	Sep 20, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 10, 2023
Property Address	637 E MCKINLEY ST, RIALTO, CA 92376-6057
Document Number	0000033652
Map Reference	MB 56 PG 43
Instrument Date	Jan 10, 2023
Instrument	2023-0033652
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 E MCKINLEY ST, RIALTO, CA 92376-6057

Mortgage

Document Number	0000033653
Date	Feb 10, 2023
Instrument	2023-0033653

Lender

Name	ST FIN CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	637 E MCKINLEY ST, RIALTO, CA 92376-6057
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 ASH ST, LAKE ELSINORE, CA 92530-2005

Mortgage

Document Number	0000143370
Date	Mar 30, 2021
Instrument	2021-0143370

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2020
Property Address	637 E MCKINLEY ST, RIALTO, CA 92376-6057
Document Number	0000458870
Map Reference	MB 56 PG 43
Instrument Date	Nov 11, 2020
Instrument	2020-0458870
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 E MCKINLEY ST, RIALTO, CA 92376-6057

Mortgage

Document Number	0000458871
Date	Nov 16, 2020
Instrument	2020-0458871

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 637 E McKinley St was $6,863.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,543 (+2%) Land $132,386 Building $397,157
2025	$6,863.00	$519,160 Land $129,790 Building $389,370
2023	$3,940.00 (+7.97%)	$265,110 Land $66,277 Building $198,833
2022	$3,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 637 E McKinley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 637 E McKinley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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