643 E 10th 1/2 St, Houston, TX 77008 Property Records

Harris County property record for 643 E 10th 1/2 St, Houston, TX 77008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1920
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,400 (Jun 2014)
Tax Bill	$9,821 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035-021-039-0015`

Property Details

APN / Parcel Number

Primary APN	`035-021-039-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,375 sqft (0.215 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	472 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0350210390015
Street Address	643 E 10TH 1/2 ST
City	HOUSTON
State	TX
Zip	77008-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 15 & 16 BLK 39 STUDES SEC 2
Legal Subdivision	STUDES SEC 2
Legal Block	39
Legal Lot Number	15,16
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1001
Census Tract	510400

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 E 10TH 1/2 ST, HOUSTON, TX 77008-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2016	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2014 · Amount on Record
Deed Sale	Jun 10, 2014 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	2014247556
Prior Transfer Date	Feb 26, 2007
Prior Transfer Doc	20070233193
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	643 E 10TH 1/2 ST, HOUSTON, TX 77008-7105
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233807
Date	May 3, 2022
Instrument	2022-233807

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	643 E 10TH 1/2 ST, HOUSTON, TX 77008-7105
Document Number	0000021825
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 E 10TH 1/2 ST HOUSTON TX 770087105, HOUSTON, TX 77008-7105

Mortgage

Document Number	0000021825
Date	Jan 17, 2017
Instrument	21825

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,600 (+5.03%) Land $843,750 Building $140,850	$984,600 (+5.03%) Land $843,750 Building $140,850
2025	$9,821.00 (-11.47%) Homeowner's exemption	$937,450 (-2.95%) Land $843,750 Building $93,700	$937,450 (-2.95%) Land $843,750 Building $93,700
2024	$11,094.00 (+6.2%)
2023		$965,979 Land $843,750 Building $122,229	$965,979 Land $843,750 Building $122,229
2022	$10,446.00 (-26.42%)
2020	$14,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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