640 E 10th 1/2 St, Houston, TX 77008 Property Records

Harris County property record for 640 E 10th 1/2 St, Houston, TX 77008

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,836 sqft · built 2011
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,243,800 (Jan 2015)
Tax Bill	$28,796 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-022-042-0012`

Property Details

APN / Parcel Number

Primary APN	`035-022-042-0012`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,836 sqft Living Area
1st Floor Area	2,104 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	854 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0350220420012
Street Address	640 E 10TH 1/2 ST
City	HOUSTON
State	TX
Zip	77008-7106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 12 & 13 BLK 42 STUDES SEC 2
Legal Subdivision	STUDES SEC 2
Legal Block	42
Legal Lot Number	12,13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	510400

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 E 10TH 1/2 ST, HOUSTON, TX 77008-7106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 5, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Mar 9, 2020	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Prior Sale	Jan 23, 2013 · Amount on Record
Deed Document Number	201527144
Prior Transfer Date	Nov 21, 2014
Prior Transfer Doc	0000027143
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	640 E 10TH 1/2 ST, HOUSTON, TX 77008-7106
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020612155
Date	Dec 14, 2020
Instrument	2020-612155

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	640 E 10TH 1/2 ST, HOUSTON, TX 77008-7106
Document Number	0000612155
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	640 E 10TH 1/2 ST HOUSTON TX 770087106, HOUSTON, TX 77008-7106

Mortgage

Document Number	0000612155
Date	Dec 14, 2020
Instrument	612155

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	640 E 10TH 1/2 ST, HOUSTON, TX 77008-7106
Document Number	0000116767
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	640 E 10TH 1/2 ST HOUSTON TX 770087106, HOUSTON, TX 77008-7106

Mortgage

Document Number	0000116767
Date	Mar 13, 2020
Instrument	116767

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,894,295 (+7.45%) Land $562,500 Building $1,331,795	$1,894,295 (+7.45%) Land $562,500 Building $1,331,795
2025	$28,796.00 (+1.76%) Homeowner's exemption	$1,763,014 (-1.13%) Land $562,500 Building $1,200,514	$1,763,014 (-1.13%) Land $562,500 Building $1,200,514
2024	$28,299.00 (+6.64%)
2023		$1,783,239 Land $562,500 Building $1,220,739	$1,783,239 Land $562,500 Building $1,220,739
2022	$26,537.00 (+3.58%)
2020	$25,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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