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643 Costa Dr, Napa, CA 94558 Property Records

Napa County property record for 643 Costa Dr, Napa, CA 94558 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1970
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$668,000 (Nov 2020)
Tax Bill$9,759 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN044-273-004-000

Property Details

APN / Parcel Number

Primary APN044-273-004-000
Alternative APNs
  • 044-273-004
  • 04427304

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number044-273-004
Street Address643 COSTA DR
CityNAPA
StateCA
Zip94558-3626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 LAKE PARK SUB 8R/M92 CC&R 776/442
Legal SubdivisionLAKE PARK UNIT #1
Legal Lot Number43
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2010
Census Tract200505

Owner

Source: Napa County records · APN 044-273-004-000

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 COSTA DR, NAPA, CA 94558-3626
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2020 · Amount on Record
Deed SaleNov 09, 2020 · Amount on Record
Prior SaleMar 09, 2015 · Amount on Record
Deed Document Number202029585
Prior Transfer DateSep 03, 2003
Prior Transfer Doc0000048671
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateNov 09, 2020
Property Address643 COSTA DR, NAPA, CA 94558-3626
Document Number0000029585
Map ReferenceMB 8 PG 92
Instrument DateNov 05, 2020
Instrument2020-0029585
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address643 COSTA DR, NAPA, CA 94558-3626

Mortgage

Document Number0000029586
DateNov 09, 2020
Instrument2020-0029586
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Napa County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,759.00 (+4.98%)$723,062 (+4.04%) Land $325,811 Building $397,251$723,062 Land $325,811 Building $397,251
2023$9,296.00 (+1.43%)$694,986 Land $313,160 Building $381,826
2022$9,165.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Napa County (06055C), updated June 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060552005052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation24.7 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 130 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims42 (1980–2006)
Claims Outside the SFHA3 of 42
Most Recent ClaimJan 2006, rainfall accumulation, Severe Storms, Flooding, Mudslides, And Landslides
Claims By Storm
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 13 claims
  • Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 5 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 16 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 676 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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