Napa County property record for 634 Costa Dr, Napa, CA 94558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1970 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,650 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 044-272-018-000 |
| Primary APN | 044-272-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Old Parcel Number | 044-272-018 |
|---|---|
| Street Address | 634 COSTA DR |
| City | NAPA |
| State | CA |
| Zip | 94558-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT 36 LAKE PARK SUB NO 1 8R/M92 CC&R 776/442 |
| Legal Subdivision | LAKE PARK UNIT #1 |
| Legal Lot Number | 36 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 200505 |
634 Costa Dr is owner-occupied and held in a trust since October 2019.
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 634 COSTA DR, NAPA, CA 94558-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 12, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Nov 12, 2019 | Quit Claim Deed, Transfer AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 0000023265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 634 COSTA DR, NAPA, CA 94558-3627 |
| Document Number | 0000017916 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 634 COSTA DR NAPA CA 945583627, NAPA, CA 94558-3627 |
| Document Number | 0000017916 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 17916 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Nov 12, 2019 |
| Property Address | 634 COSTA DR, NAPA, CA 94558-3627 |
| Document Number | 0000023265 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 23265 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 634 COSTA DR NAPA CA 945583627, NAPA, CA 94558-3627 |
| Document Number | 23266 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 23266 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Nov 12, 2019 |
| Property Address | 634 COSTA DR, NAPA, CA 94558-3627 |
| Document Number | 0000023267 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 23267 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 634 COSTA DR NAPA CA 945583627, NAPA, CA 94558-3627 |
The 2026 property tax bill for 634 Costa Dr was $1,650 with a homeowner's exemption, up 2.6% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,650.00 (+2.61%) Homeowner's exemption | $73,676 (+2%) Land $17,490 Building $56,186 | $73,676 Land $17,490 Building $56,186 |
| 2025 | $1,608.00 Homeowner's exemption | $72,233 Land $17,148 Building $55,085 | |
| 2023 | $1,562.00 (+0.97%) Homeowner's exemption | $69,430 Land $16,483 Building $52,947 | |
| 2022 | $1,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Costa Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 24.7 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 42 (1980–2006) |
| Claims Outside the SFHA | 3 of 42 |
| Most Recent Claim | Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 634 Costa Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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