Sonoma County property record for 643 Charles St, Santa Rosa, CA 95404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,022 sqft · built 1937 |
| Lot Size | 0.135 acres (5,880 sqft) |
| Owner | Trust Name on File |
| Last Sale | $96,500 (May 1988) |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-265-021-000 |
| Primary APN | 009-265-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,880 sqft (0.135 acres) |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 009-265-021 |
|---|---|
| Street Address | 643 CHARLES ST |
| City | SANTA ROSA |
| State | CA |
| Zip | 95404-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYSR |
| Legal Description | MAP 1 PG 13 LOT 29 |
| Legal Subdivision | MAP OF THE B S FREEMANS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 29 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SANTA ROSA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 151900 |
643 Charles St is owner-occupied and held in a trust since December 2002.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 643 CHARLES ST, SANTA ROSA, CA 95404-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Jun 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 1988 · Amount on File |
| Deed Sale | May 18, 1988 · Amount on File |
| Deed Document Number | 198839117 |
| Last Transfer Date | Dec 6, 2002 |
| Transfer Doc | 0000201537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Oct 14, 2020 |
| Property Address | 643 CHARLES ST, SANTA ROSA, CA 95404-5020 |
| Document Number | 0000093288 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 93288 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 643 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 643 CHARLES ST, SANTA ROSA, CA 95404-5020 |
| Document Number | 0000046848 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 46848 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 643 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020 |
The 2025 property tax bill for 643 Charles St was $2,070 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Santa Rosa City |
| Elementary School District | Santa Rosa Elementary School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $188,384 (+2%) Land $97,604 Building $90,780 | |
| 2025 | $2,070.00 Homeowner's exemption | $184,691 Land $95,691 Building $89,000 |
| 2023 | $2,005.00 (+6.71%) Homeowner's exemption | $177,521 Land $91,976 Building $85,545 |
| 2022 | $1,879.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 643 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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