643 Charles St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 643 Charles St, Santa Rosa, CA 95404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,022 sqft · built 1937
Lot Size0.135 acres (5,880 sqft)
OwnerTrust Name on File
Last Sale$96,500 (May 1988)
Tax Bill$2,070 (2025)
Deeds & MortgagesOct 2020 Transfer
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN009-265-021-000

Property Details

APN / Parcel Number

Primary APN009-265-021-000
Alternative APN
  • 009-265-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,022 sqft Living Area
1st Floor Area1,022 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,880 sqft (0.135 acres)
Garage TypeDetached
Garage Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number009-265-021
Street Address643 CHARLES ST
CitySANTA ROSA
StateCA
Zip95404-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYSR
Legal DescriptionMAP 1 PG 13 LOT 29
Legal SubdivisionMAP OF THE B S FREEMANS ADDITION
Legal Block4
Legal Lot Number29
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group4
Census Block4000
Census Tract151900

Owner

643 Charles St is owner-occupied and held in a trust since December 2002.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address643 CHARLES ST, SANTA ROSA, CA 95404-5020
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Jun 29, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 1988 · Amount on File
Deed SaleMay 18, 1988 · Amount on File
Deed Document Number198839117
Last Transfer DateDec 6, 2002
Transfer Doc0000201537
Record UpdatedOct 29, 2026

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSONOMA CA
Recording DateOct 14, 2020
Property Address643 CHARLES ST, SANTA ROSA, CA 95404-5020
Document Number0000093288
Instrument DateSep 17, 2020
Instrument93288
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address643 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateJun 29, 2018
Property Address643 CHARLES ST, SANTA ROSA, CA 95404-5020
Document Number0000046848
Instrument DateJun 5, 2018
Instrument46848
Transaction TypeTransfer
Record UpdatedJul 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address643 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020

Tax Assessment & Valuation

The 2025 property tax bill for 643 Charles St was $2,070 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$188,384 (+2%) Land $97,604 Building $90,780
2025$2,070.00 Homeowner's exemption$184,691 Land $95,691 Building $89,000
2023$2,005.00 (+6.71%) Homeowner's exemption$177,521 Land $91,976 Building $85,545
2022$1,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Charles St

Nearby Streets

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