641 Charles St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 641 Charles St, Santa Rosa, CA 95404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,147 sqft · built 1933
Lot Size0.135 acres (5,880 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Jan 2020)
Tax Bill$4,653 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009-265-020-000

Property Details

APN / Parcel Number

Primary APN009-265-020-000
Alternative APN
  • 009-265-020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,147 sqft Living Area
1st Floor Area1,147 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,880 sqft (0.135 acres)
Garage Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number009-265-020
Street Address641 CHARLES ST
CitySANTA ROSA
StateCA
Zip95404-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYSR
Legal DescriptionMAP D6 129
Legal SubdivisionB S FREEMANS ADDITION TO SANTA ROSA
Legal Block4
Legal Lot Number28
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group4
Census Block4000
Census Tract151900

Owner

641 Charles St is owned and occupied by an individual who bought it in January 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address641 CHARLES ST, SANTA ROSA, CA 95404-5020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on File
Deed SaleJan 24, 2020 · Amount on File
Prior SaleAug 16, 1999 · Amount on File
Deed Document Number20205874
Prior Transfer DateJan 16, 2020
Prior Transfer Doc0000005874
Record UpdatedOct 29, 2026

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJan 24, 2020
Property Address641 CHARLES ST, SANTA ROSA, CA 95404-5020
Document Number0000005874
Instrument DateJan 16, 2020
Instrument5874
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$110.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020

Mortgage

Document Number5875
DateJan 24, 2020
Instrument5875
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
AmountAmount on Record
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 641 Charles St was $4,653 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$418,969 (+2%) Land $183,550 Building $235,419
2025$4,653.00 Homeowner's exemption$410,754 Land $179,951 Building $230,803
2023$4,513.00 (+6.72%) Homeowner's exemption$394,806 Land $172,964 Building $221,842
2022$4,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 641 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Charles St

Nearby Streets

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